you have, the more control you have.

Gaining knowledge activates the brain. Our brains work very much like a computer. When you give a computer a task to complete, the computer keeps on working at it until it gets done. So, too, when we give our brains a job, they can perform amazing feats. By knowing every detail of your finances, you will be giving your brain the job of finding a solution to your situati

Getting out of debt gives you a euphoric feeling, positively liberating. It's a feeling you want with all your heart. The good news is, with the three principles outlined in this article, you can turn yourself in the direction of financial independence and take control of your future. That euphoric feeling will coming around sooner than you think.

Before we get started, let's get started. You read that correctly. The hardest part of any project is often just getting started. There are 101 reasons for procrastination, ranging from fear of success to fear of failure. We can get overwhelmed by the scope of large tasks. It's too much, it's daunting, and we get daunted.

So here is the Pre-1 A step that will get you started: set yourself up. You don't have to start making calculations, you don't have to start working out budgets, you just have to take a piece of paper, a calculator or a software program, and sit yourself down at a table. Once you're there, going forward becomes easy. So many big things in our lives take literally 10 minutes, but we invest them with far too much worry and therefore never get to them. Just getting set up isn't that threatening, so we can do that. And once we've gotten set up, we've created the momentum to carry us to the fulfillment of our goals.

OK, now let's look at the three principles.

Principal number 1: Know Everything.

You've heard the saying, "knowledge is power." It is especially true in getting out of debt. You have to know exactly how much money you earn, how much money you spend, how much money you owe. It is simple mathematics, and the more detail you have, the more control you have.

Gaining knowledge activates the brain. Our brains work very much like a computer. When you give a computer a task to complete, the computer keeps on working at it until it gets done. So, too, when we give our brains a job, they can perform amazing feats. By knowing every detail of your finances, you will be giving your brain the job of finding a solution to your situatio

ou read that correctly. The hardest part of any project is often just getting started. There are 101 reasons for procrastination, ranging from fear of success to fear of failure. We can get overwhelmed by the scope of large tasks. It's too much, it's daunting, and we get daunted.

So here is the Pre-1 A step that will get you started: set yourself up. You don't have to start making calculations, you don't have to start working out budgets, you just have to take a piece of paper, a calculator or a software program, and sit yourself down at a table. Once you're there, going forward becomes easy. So many big things in our lives take literally 10 minutes, but we invest them with far too much worry and therefore never get to them. Just getting set up isn't that threatening, so we can do that. And once we've gotten set up, we've created the momentum to carry us to the fulfillment of our goals.

OK, now let's look at the three principles.

Principal number 1: Know Everything.

You've heard the saying, "knowledge is power." It is especially true in getting out of debt. You have to know exactly how much money you earn, how much money you spend, how much money you owe. It is simple mathematics, and the more detail you have, the more control you have.

Gaining knowledge activates the brain. Our brains work very much like a computer. When you give a computer a task to complete, the computer keeps on working at it until it gets done. So, too, when we give our brains a job, they can perform amazing feats. By knowing every detail of your finances, you will be giving your brain the job of finding a solution to your situati

e to start working out budgets, you just have to take a piece of paper, a calculator or a software program, and sit yourself down at a table. Once you're there, going forward becomes easy. So many big things in our lives take literally 10 minutes, but we invest them with far too much worry and therefore never get to them. Just getting set up isn't that threatening, so we can do that. And once we've gotten set up, we've created the momentum to carry us to the fulfillment of our goals.

OK, now let's look at the three principles.

Principal number 1: Know Everything.

You've heard the saying, "knowledge is power." It is especially true in getting out of debt. You have to know exactly how much money you earn, how much money you spend, how much money you owe. It is simple mathematics, and the more detail you have, the more control you have.

Gaining knowledge activates the brain. Our brains work very much like a computer. When you give a computer a task to complete, the computer keeps on working at it until it gets done. So, too, when we give our brains a job, they can perform amazing feats. By knowing every detail of your finances, you will be giving your brain the job of finding a solution to your situati

we've created the momentum to carry us to the fulfillment of our goals.

OK, now let's look at the three principles.

Principal number 1: Know Everything.

You've heard the saying, "knowledge is power." It is especially true in getting out of debt. You have to know exactly how much money you earn, how much money you spend, how much money you owe. It is simple mathematics, and the more detail you have, the more control you have.

Gaining knowledge activates the brain. Our brains work very much like a computer. When you give a computer a task to complete, the computer keeps on working at it until it gets done. So, too, when we give our brains a job, they can perform amazing feats. By knowing every detail of your finances, you will be giving your brain the job of finding a solution to your situati

you have, the more control you have.

Gaining knowledge activates the brain. Our brains work very much like a computer. When you give a computer a task to complete, the computer keeps on working at it until it gets done. So, too, when we give our brains a job, they can perform amazing feats. By knowing every detail of your finances, you will be giving your brain the job of finding a solution to your situation. It seems like it happens automatically. Stay on top of the details of your situation, and you'll find the answers coming almost by themselves.

Principal number 2: Spend Importantly.

Great people don't fear failure. They actually appreciate it as a great teacher, so they can improve in the future. Most of the time our debt is a result of a failure of our spending systems. We either do not pay attention to how much we spend, or we just lose control of it. Let's face it, credit cards are a very mixed blessing. Most often, we spend huge amounts on things that are neither necessary nor important. Let's look at this in more detail.

There are three types of spending we do. First, there are necessities, such as groceries, medical costs, clothing and shelter and so forth. The second type is for those things that are important, but not essential. They might include piano lessons, membership at a gym, dinner at a restaurant with your family, and other similar expenses. The third type are those things that are neither important, nor essential. These are luxuries, plain and simple: a Caribbean cruise, a TV set the size of a small skyscraper, the fanciest sports car, at the casino... you get the picture. Notice which category is usually the most expensive. Yes, the third type. By eliminating spending in this area, at least until you are solvent, you will help yourselves greatly.

I will add that it is a good idea to give some money to charity, whatever little amount you can afford. It may not make sense at first glance, but giving charity does something very important. It gives you a proper perspective on the value of mo