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Is An Elevator Pitch Really That Important?
These days everyone is talking about Elevator Pitches. First, for those of you who may not be familiar with this term let me explain.An Elevator Pitch (also referred to as an Elevator Speech) is a

d. Visit your lender and get pre-approved for the car loan before you go shopping. Avoid financing through the car dealer itself because you are not going to get the best deal on interest rates and financing. If you are pre-approved you also have a bett

1,500 Puzzle Pieces... Minus One!
Vincent bought a 1,500-piece jigsaw puzzle from Robinson’s Department Store for his wife. He writes:‘After spending two months on the puzzle, she was upset to find a last piece missing. We searched the house but the pi

If you have bad credit and are looking to get an auto loan, you may find it difficult to finance a car traditionally, but there are subprime lending options available for individuals with blemished credit. If you have a credit score below 620 and a history of late payments, then subprime auto financing is your main option and it is simple to get approved.

Begin by getting a copy of your credit report yourself. This is a good thing to do whenever you are planning a major purchase. Check the report for inaccuracies, as you may be charged for something that is not yours or is a mistake. These inaccuracies should be reported to the credit-reporting agency.

Many banks will aid their current account holders in re-establishing their credit. If the applicant has direct deposit with institutions and will allow payments to be set up so that the payment is automatically withdrawn. This helps your credit by re-establishing a good payment history.

Be realistic in the price of a car that you can afford. Visit your lender and get pre-approved for the car loan before you go shopping. Avoid financing through the car dealer itself because you are not going to get the best deal on interest rates and financing. If you are pre-approved you also have a bette

The Franchise Business is Alive & Kicking
New franchise opportunities are coming to the market regularly and the franchise industry is going from strength to strength. Franchise exhibitions are attracting many new exhibitors. Potential franchisees are coming in their

late payments, then subprime auto financing is your main option and it is simple to get approved.

Honesty Works Best - But, It's Not About Morality
Last week, I received three calls from people, all appreciative that I support the values of 'our religion'. One was a Born-Again Baptist, another was Mormon, and the third was Jewish. My response to each of them was the same

inaccuracies, as you may be charged for something that is not yours or is a mistake. These inaccuracies should be reported to the credit-reporting agency.

How To Build and Maximize the Power of Your Database
If you have read any of my previous articles, you know that I am a big advocate of database management. The purpose of this article is to dig deeper into the nuts and bolts of how to build, develop, and maximize your databas

applicant has direct deposit with institutions and will allow payments to be set up so that the payment is automatically withdrawn. This helps your credit by re-establishing a good payment history.

From Global Momentum to Global Value
The recent pullback in international and emerging markets blunts momentum but highlights the need to search for value worldwide.According to data from Emerging Portfolio Research, international money managers, who were

Try a down payment. Another great thing a person with poor credit can do to get approved is to offer a down payment and secure the loan with the car as collateral. By offering a down payment you are reducing the amount of money that you will need to borrow and you may be able to negotiate a lower interest rate. Using the car as collateral can also lower your interest rate because you are not going to be as high a risk to the lender.

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Many people find it easy to earn more money by selling products or services that they did not create. This is called affiliate marketing and it can be the easiest way to start making money online.

There was a salesman back in the 1940s by the name of Elmer Wheeler. He was a very good salesman. He sharpened his skills by researching how words affect potential customers in various selling situations.

Creditors, already stuck with bad receivables in bankruptcy cases are doubly outraged when they are then sued for a 'preference,' which is a certain kind of payment made on the eve of bankruptcy. Recent amendments to the Bankruptcy Code have substantially leveled the playing field.

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