ou in full, and there is a sliding scale which requires some payment from students from families who are over the threshold. You may have heard that all tuition fees are paid by the government, but sadly this no longer applies. Increases in university admissions made it no longer viable, As a student you are going to have to learn to cut your costs. Your income will be severely limited, and it will be vital for you to avoid unnecessary expense, and to keep any interest charges on loans to a minimum.

You will have plenty of company and will be able to compare notes with fellow students on how to eke out your income to the best effect. The final choice on how you raise the necessary cash for course and living expenses will however be yours. You will need to evaluate your options with care, and ensure that you make every pound worth as much as possible.

This may sound like a ridiculous statement, but bear in mind that you could easily reduce the value of your pounds if you commit to loans for which you will have to pay interest charges. Those charges must be paid come what may, if you are not to find yourself heading for a slippery slope on which interest is added to interest.

Let us emerge from this gloom! Interest free loans can be obtained – your Local Education Authority (LEA) is well used to dealing with these. You may find that, if your family income is relatively low your tuition fees will be paid for you in full, and there is a sliding scale which requires some payment from students from families who are over the threshold. You may have heard that all tuition fees are paid by the government, but sadly this no longer applies. Increases in university admissions made it no longer viable, a

ith fellow students on how to eke out your income to the best effect. The final choice on how you raise the necessary cash for course and living expenses will however be yours. You will need to evaluate your options with care, and ensure that you make every pound worth as much as possible.

This may sound like a ridiculous statement, but bear in mind that you could easily reduce the value of your pounds if you commit to loans for which you will have to pay interest charges. Those charges must be paid come what may, if you are not to find yourself heading for a slippery slope on which interest is added to interest.

Let us emerge from this gloom! Interest free loans can be obtained – your Local Education Authority (LEA) is well used to dealing with these. You may find that, if your family income is relatively low your tuition fees will be paid for you in full, and there is a sliding scale which requires some payment from students from families who are over the threshold. You may have heard that all tuition fees are paid by the government, but sadly this no longer applies. Increases in university admissions made it no longer viable,

This may sound like a ridiculous statement, but bear in mind that you could easily reduce the value of your pounds if you commit to loans for which you will have to pay interest charges. Those charges must be paid come what may, if you are not to find yourself heading for a slippery slope on which interest is added to interest.

Let us emerge from this gloom! Interest free loans can be obtained – your Local Education Authority (LEA) is well used to dealing with these. You may find that, if your family income is relatively low your tuition fees will be paid for you in full, and there is a sliding scale which requires some payment from students from families who are over the threshold. You may have heard that all tuition fees are paid by the government, but sadly this no longer applies. Increases in university admissions made it no longer viable,

slope on which interest is added to interest.

Let us emerge from this gloom! Interest free loans can be obtained – your Local Education Authority (LEA) is well used to dealing with these. You may find that, if your family income is relatively low your tuition fees will be paid for you in full, and there is a sliding scale which requires some payment from students from families who are over the threshold. You may have heard that all tuition fees are paid by the government, but sadly this no longer applies. Increases in university admissions made it no longer viable,

ou in full, and there is a sliding scale which requires some payment from students from families who are over the threshold. You may have heard that all tuition fees are paid by the government, but sadly this no longer applies. Increases in university admissions made it no longer viable, and in addition a theory was applied which said that ex-students would be better able to pay off the costs when they were in well paid employment.

This theory was not applied fully, with the result that the maximum tuition fees for which a student is responsible is ? of the cost – currently around ?4000, although universities do keep increasing their fees. The remaining ? of the cost is covered by the government.

Despite evidence to the contrary it is accepted that students need to eat and that a diet of beans may be high in fibre but can be exceedingly monotonous. This is where your LEA will help, and you need to discuss your situation with them as soon as the course which you will take is determined. They will work out what you can borrow and the student’s loan company will be responsible for ensuring that this money is available to you for the student year commencement.

We have already said that you need to avoid having to pay interest charges. Well, a student loan is as about near as you can get to this. Interest on the loans (which by the way are unsecured) will be at a rate which takes account of inflation, so that you