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    e company is, since your policies and other important documents may well be cold ash or soggy trash.

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    I. Avoiding Insurance Disaster.

    It seems like whenever catastrophe strikes, insurance problems rear their ugly head. It might be your home isn't sufficiently covered to pay for repairing the damage. Or, you might be the victim of unfair adjusting practices, such as a carrier that would rather fight than pay its fair share.

    In a disaster such fire, flood or earthquake, you might not even know who your insurance company is, since your policies and other important documents may well be cold ash or soggy trash.

    If

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    ms rear their ugly head. It might be your home isn't sufficiently covered to pay for repairing the damage. Or, you might be the victim of unfair adjusting practices, such as a carrier that would rather fight than pay its fair share.

    In a disaster such fire, flood or earthquake, you might not even know who your insurance company is, since your policies and other important documents may well be cold ash or soggy trash.

    If

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    Or, you might be the victim of unfair adjusting practices, such as a carrier that would rather fight than pay its fair share.

    In a disaster such fire, flood or earthquake, you might not even know who your insurance company is, since your policies and other important documents may well be cold ash or soggy trash.

    If

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    its fair share.

    In a disaster such fire, flood or earthquake, you might not even know who your insurance company is, since your policies and other important documents may well be cold ash or soggy trash.

    If

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    e company is, since your policies and other important documents may well be cold ash or soggy trash.

    If you suffer a disaster and have to make a claim on your insurance, keep these three principles in mind:

    II. Get a Copy of Your Policy and read It.

    Insurance always begins with a written contract. So, the first thing that needs to be done when getting ready to make a claim is to get a copy of every policy that might possibly provide coverage for your damaged property and read them all from front to back.

    I

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