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  • Suggest You - Converting An Unwanted Life Insurance Policy Into Ca$h

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    powerful and innovative wealth and estate planning tool.

    How Much Is A Policy Worth?

    There are a number of variables that determine the offered amount for a policy, including the following;

    * Age (of course) * Premium cost
    * Client’s Health

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    Do You Own A Life Insurance Policy That You No longer Need or Want? It is possible that you may be able to can get a CASH settlement in excess of the current cash surrender value by selling your policy in the secondary market to an investor.

    Reasons To “Sell” A Policy:

    Family Situations
    Bankruptcy
    Estate Reduction
    Estate Tax Revision
    Business Was Sold
    1035 Exchange
    Drain On Income
    Divorce – Separation
    Death of A Spouse
    Retirement
    Declining Health
    Non-Performing Policy
    Wealth Planning
    Work Related Changes

    Qualifying Types Of Life Insurance:

    Group
    Whole Life
    Term (Convertible)
    Joint
    Universal
    Variable
    Key Man (business related)

    Who Is A Qualified Candidate?

    Mature men and women over age sixty-five years of age who have an existing life insurance policy and whose circumstances have changed since purchasing the policy originally may qualify for a purchase and sale of their policy. Financial advisors view this as a powerful and innovative wealth and estate planning tool.

    How Much Is A Policy Worth?

    There are a number of variables that determine the offered amount for a policy, including the following;

    * Age (of course) * Premium cost
    * Client’s Health *

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    ell” A Policy:

    Family Situations
    Bankruptcy
    Estate Reduction
    Estate Tax Revision
    Business Was Sold
    1035 Exchange
    Drain On Income
    Divorce – Separation
    Death of A Spouse
    Retirement
    Declining Health
    Non-Performing Policy
    Wealth Planning
    Work Related Changes

    Qualifying Types Of Life Insurance:

    Group
    Whole Life
    Term (Convertible)
    Joint
    Universal
    Variable
    Key Man (business related)

    Who Is A Qualified Candidate?

    Mature men and women over age sixty-five years of age who have an existing life insurance policy and whose circumstances have changed since purchasing the policy originally may qualify for a purchase and sale of their policy. Financial advisors view this as a powerful and innovative wealth and estate planning tool.

    How Much Is A Policy Worth?

    There are a number of variables that determine the offered amount for a policy, including the following;

    * Age (of course) * Premium cost
    * Client’s Health

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    ming Policy
    Wealth Planning
    Work Related Changes

    Qualifying Types Of Life Insurance:

    Group
    Whole Life
    Term (Convertible)
    Joint
    Universal
    Variable
    Key Man (business related)

    Who Is A Qualified Candidate?

    Mature men and women over age sixty-five years of age who have an existing life insurance policy and whose circumstances have changed since purchasing the policy originally may qualify for a purchase and sale of their policy. Financial advisors view this as a powerful and innovative wealth and estate planning tool.

    How Much Is A Policy Worth?

    There are a number of variables that determine the offered amount for a policy, including the following;

    * Age (of course) * Premium cost
    * Client’s Health

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    >Mature men and women over age sixty-five years of age who have an existing life insurance policy and whose circumstances have changed since purchasing the policy originally may qualify for a purchase and sale of their policy. Financial advisors view this as a powerful and innovative wealth and estate planning tool.

    How Much Is A Policy Worth?

    There are a number of variables that determine the offered amount for a policy, including the following;

    * Age (of course) * Premium cost
    * Client’s Health

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    powerful and innovative wealth and estate planning tool.

    How Much Is A Policy Worth?

    There are a number of variables that determine the offered amount for a policy, including the following;

    * Age (of course) * Premium cost
    * Client’s Health * Type of Insurance
    * Death Benefit * Insurer Rating
    * State of Residence *Underwriting criteria

    Note: As a general rule the most heavily weighted items are the age of the insured (the younger a person is a lesser current value will apply), the health condition, and the amount of the premiums that apply are the primary determinants in arriving at the price offered for a policy.

    What benefits are there for the insured?

    First – there is absolutely no cost for a policy appraisal
    Offers liquidity to clients
    Eliminates the insured having to pay premiums
    Funding for ‘Alternative’ products that fit current needs
    Offers an innovative and better solution for current status
    Provides another alternative for divesting policies that are no longer needed or wanted. (As opposed to letting policies lapse or accepting the cash surrender value established by the originating life insurance company.)

    How Does selling A Policy Work?

    1. Policy owner (or professional financial advisor) requests and

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