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    5 Things NOT to Do With Upset Customers
    A couple of months ago I had a small kitchen fire in my home. All is well now, but for a few days my family and I camped out in a hotel room and once we returned home we had no oven (it was destroyed in the fire) so we were forced to eat every meal out for several days.On the day of the fire two representatives from the insurance company told me to "Hold on to your meal receipts, send them to us and we'll cover your meals plus sales tax." After the contractors restored my home and we settled back in, I was preparing to mail in my meal receipts for reimbursement and I gave my adjuster a quick call befo
    bout death and dying, especially when they're talking about themselves or their loved ones." Attorney Berman says that many of his clients put off having a will prepared until the very last minute. "I get a lot of calls just before they have to get on an airplane," he says. "Then they k
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    If you haven't taken the time to prepare your estate plan, you're not alone. According to a survey conducted by FindLaw.com, a whopping 55% of Americans haven't even taken the time to have a will prepared, and 67% don't have a living will in case they become incapacitated or terminally ill.

    But that's not all! The Findlaw.com survey also found that even those who did have a will generally did not keep it updated. In fact, nearly 40% said they had not updated their will within the last five years.

    It's not as though people are unaware of the need to plan their estates. Estate planners and many other professionals have preached the need for wills, and other estate planning documents for years. Most recently, the Terri Schiavo case brought the issue of living wills to national prominence. Yet, despite the brief surge in demand for living wills and other estate planning documents during that time, most Americans seem to have lapsed back into complacency about planning for their incapacity or death.

    "That, in itself, may be the problem," says Attorney Alan H. Berman of Hartford, Connecticut. People don't like talking about death and dying, especially when they're talking about themselves or their loved ones." Attorney Berman says that many of his clients put off having a will prepared until the very last minute. "I get a lot of calls just before they have to get on an airplane," he says. "Then they kn

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    But that's not all! The Findlaw.com survey also found that even those who did have a will generally did not keep it updated. In fact, nearly 40% said they had not updated their will within the last five years.

    It's not as though people are unaware of the need to plan their estates. Estate planners and many other professionals have preached the need for wills, and other estate planning documents for years. Most recently, the Terri Schiavo case brought the issue of living wills to national prominence. Yet, despite the brief surge in demand for living wills and other estate planning documents during that time, most Americans seem to have lapsed back into complacency about planning for their incapacity or death.

    "That, in itself, may be the problem," says Attorney Alan H. Berman of Hartford, Connecticut. People don't like talking about death and dying, especially when they're talking about themselves or their loved ones." Attorney Berman says that many of his clients put off having a will prepared until the very last minute. "I get a lot of calls just before they have to get on an airplane," he says. "Then they k

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    eir estates. Estate planners and many other professionals have preached the need for wills, and other estate planning documents for years. Most recently, the Terri Schiavo case brought the issue of living wills to national prominence. Yet, despite the brief surge in demand for living wills and other estate planning documents during that time, most Americans seem to have lapsed back into complacency about planning for their incapacity or death.

    "That, in itself, may be the problem," says Attorney Alan H. Berman of Hartford, Connecticut. People don't like talking about death and dying, especially when they're talking about themselves or their loved ones." Attorney Berman says that many of his clients put off having a will prepared until the very last minute. "I get a lot of calls just before they have to get on an airplane," he says. "Then they k

    Achieving Your Financial Goals: A Secret to Success
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    ls and other estate planning documents during that time, most Americans seem to have lapsed back into complacency about planning for their incapacity or death.

    "That, in itself, may be the problem," says Attorney Alan H. Berman of Hartford, Connecticut. People don't like talking about death and dying, especially when they're talking about themselves or their loved ones." Attorney Berman says that many of his clients put off having a will prepared until the very last minute. "I get a lot of calls just before they have to get on an airplane," he says. "Then they k

    Using Podcasts to Promote Your Site, Pt. II
    Call it the new underground radio, or perhaps the next step in future media, but "podcasting" has all but conquered the Internet. By offering Web users a new dimension in obtaining news, fringe entertainment, and music from up and coming and/or established artists, the podcast is yet another way the Internet expands its interactivity. We can do more than see, we hear and we listen…and are introduced to new ideas and cultures that miss the mainstream.Simply defined, a "podcast" is an audio clip, a miniature radio program focusing on a topic like travel, art, news, sports, or just about anything of inte
    bout death and dying, especially when they're talking about themselves or their loved ones." Attorney Berman says that many of his clients put off having a will prepared until the very last minute. "I get a lot of calls just before they have to get on an airplane," he says. "Then they know they can't put it off any longer."

    Death and dying are nobody's favorite topics, to be sure. But, there seems to be more to it than that. The Allianz American Legacies Study, which was sponsored by the Allianz Life Insurance Company, surveyed 2,627 people of all age groups "to identify how they define leaving a legacy and how families are communicating about these sensitive issues today."

    One of the interesting - and, probably, most revealing - facts to come out of the Allianz American Legacies Study was this - seniors and baby boomers both ranked money last on their list of important estate planning issues. Ranked ahead of money was the idea of leaving a legacy which, according to the study, "captures all facets of an individual's life - including their family traditions and history, sharing stories, values and wishes."

    Attorney Berman agrees with the assessment of the Allianz American Legacies Study. "From my experience," he says, "people seem to clam up as soon as you start talking about money. They'd rather talk about their family history or certain mementos - prized personal possessions that might not have

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