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    Changing Jobs? What about that 401(k)?
    So you’ve accepted a lucrative position at another company within your industry. Perhaps you’re in the middle of a career change. Maybe you’re uprooting and heading to greener pastures somewhere else. Whatever the reason, you’re changing jobs. Out with the old, in with the new.Amidst the hassles of moving, finding the kids a new school, and settling in to your new position and community, it’s easy to lose sight of the finish line—retirement. Your 401(k) is probably your most important investment in regards to retirement savings. Don’t let it get lost in the shuffle when a change in your professional life comes along.When switching jobs, there are three things you can do with your existing 401(k): leave it where it is, roll it over into an account with your new employer, or move the money into an IRA. Cashing out the plan is not an option. We repeat: DO NOT CASH OUT YOUR 401(K)! It’ll badly set
    ty has a good faith belief that the material is unauthorized · The notice must contain a statement that information is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

    2. Upon receiving the notice, if the service provider removes the allegedly infringing content, then the provider is exempt from copyright infringement claims for displaying the content the content and is exempt from claims based on having taken down the material.

    3. The service provider, however, must notify the subscriber (the alleged infringer who is posting the copyrighted material) that the material has been removed or blocked.

    4. A subscriber that feels his or her material is not infringing then may file a "counter-notice" to respond to the notice and take down. The counter-notice must meet the following requirements: · The counter-notice must be written · The counter-notice must contain the signature of a properly authorized person. · The counter-notice must adequately identify material that has been removed or to which access has been disabled and the location at which the material appeared before it was removed or access to it was disabled. · The counter-notice must contain a statement under penalty of perjury that the

    Remarriage and Credit
    A divorcee who remarries has to call up the customer service division of the credit company and inform them about the change in the personal details. If a woman remarries and changes her name on the account, lenders have the right to review her account or credit file for her creditworthiness. A remarried person can either open a solitary account or be a joint account holder to the spouse.After going through the tension of a divorce and the way your financial assets are split, you can consider having credit in your name. It is also convenient to have your own credit history, so that your credit history does not get ruined because of your partner’s wrongdoings or in disciplinary usage of the card. If you are a solitary card holder by yourself, you can have the credit when you need it, even in dire times.It is your call if you want to want to share the credit history with your spouse. If not, the
    The Digital Millennium Copyright Act (lawyers call it the DMCA) updates U.S. Copyright law for the digital age. The DMCA has several components. Circumvention of Copyright Protection Technology

    The DMCA prohibits persons from circumventing electronic copyright protection systems. In other words, persons may not descramble or decrypt a copyrighted work, nor may they bypass, remove, deactivate or impair a technological measure intended to protect the work. So, a content thief who steals a password to gain access to protected material would violate the act. And the circumvention provision even goes farther-it prohibits the manufacture or sale of technology that is primarily designed to circumvent copyright protection technology. This is good news for copyright owners and for companies who develop and implement copyright protection technologies-and bad news for hackers and content thieves. This provision carries steep civil and criminal penalties.

    A minor provision of the DMCA prohibits tampering with copyright management information. Copyright management information is essentially any information which identifies the owner of a particular work, or the terms and condition of use of the work.

    Liability Protection for Online Service Providers

    The DMCA brings good news to online service providers. The DMCA shields online service providers from civil and criminal liability for copyright infringement under some circumstances. These protections for service providers are limited, and are annoyingly complex.

    An online service provider cannot be found liable for infringement if the provider is simply transmitting or routing unmodified information at someone else's direction through an automatic process. In other words, if a service provider's system receives a request from an end user to receive copyrighted content, the service provider is not guilty of copyright infringement merely because it transmits our routes the content to the end user.

    An online service provider cannot be found liable for infringement if the provider is simply temporarily caching or storing copyrighted content and the material is made available online to the public, the material is transmitted at the direction of a third party, and the material is stored through an automatic technical process. Thus, a service provider may, without fear of infringement liability, cache a popular web page, for example, so that multiple users may benefit from faster access to the material.

    Under some circumstances, an online service provider is immune from infringement liability merely because it refers or links users to an online location that provides infringing information or because one of its users stores infringing information on its system. The service provider must demonstrate, however, that it did not know and had no reason to know about the infringing activity, and that it moved quickly to disable access to the infringing material by use of the "take down" procedures.

    The Notification of Infringement and "Take Down" Procedures

    When a copyright holder discovers that its content appears on the Internet without proper authorization, the holder may take advantage of the DMCA's Notification of Infringement and "Take Down" procedures to have the content removed. The notification and "take down" provisions of the DMCA govern the process of notification by copyright holders, and the rights and responsibilities of online service providers once they receive notice of infringing material.

    The notification and take down procedures are good news for copyright owners. The procedures aid copyright owners by providing a well-defined set of procedures for removing valuable copyrighted content from unauthorized use. Furthermore, the DMCA gives copyright owners the right to obtain a subpoena that directs an online service provider to provide identifying information regarding an alleged copyright infringer.

    Online service providers benefit from the notification and take down procedures as well: if a provider follows the notice and take down procedures carefully-and in good faith-the providers are protected from liability for removing or blocking access to material that later turns out to be unprotectible.

    Online service providers, however, must follow specific procedures; service providers may enjoy liability protection only if they designate an agent to receive DMCA infringement notices. The U.S. Copyright Office maintains a list of agents on its website-thousands of service providers have registered, and their contact information appears on the website.

    So how does a notification and take down work? Assume a copyright owner discovers its content on an unauthorized website. The various parties must follow the following complicated notice and counter-notice scheme:

    1. The copyright owner must contact the online service provider's designated agent to receive DMCA infringement notices. The notice must meet the following requirements: · The notice must be written · The notice must contain the signature of a properly authorized person · The notice must identify adequately the copyrighted work · The notice must contain information sufficient to allow the service provider to contact the complaining party · The notice must contain a statement that the complaining party has a good faith belief that the material is unauthorized · The notice must contain a statement that information is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

    2. Upon receiving the notice, if the service provider removes the allegedly infringing content, then the provider is exempt from copyright infringement claims for displaying the content the content and is exempt from claims based on having taken down the material.

    3. The service provider, however, must notify the subscriber (the alleged infringer who is posting the copyrighted material) that the material has been removed or blocked.

    4. A subscriber that feels his or her material is not infringing then may file a "counter-notice" to respond to the notice and take down. The counter-notice must meet the following requirements: · The counter-notice must be written · The counter-notice must contain the signature of a properly authorized person. · The counter-notice must adequately identify material that has been removed or to which access has been disabled and the location at which the material appeared before it was removed or access to it was disabled. · The counter-notice must contain a statement under penalty of perjury that the

    Punctuality in Business: What it Says About You
    "Nothing inspires confidence in a business man sooner than punctuality, nor is there any habit which sooner saps his reputation than that of being always behind time." (W. Mathews)Being tardy can be a serious marketing blunder for today’s business owner. From being late to meetings with a colleague or client, to not delivering your product or service on time, tardiness speaks volumes about who you are and how you do business. If you want customers to choose to do business with you, you must meet their expectations for performance. If you can’t meet deadlines for delivering products and services, customers will quickly find their way to your competitors.What does being punctual say about you?1. You care. Showing up and on time is one of the best ways to show someone that you care about them. By keeping our commitments to others, we are acknowledging them and their needs. Caring a
    MCA shields online service providers from civil and criminal liability for copyright infringement under some circumstances. These protections for service providers are limited, and are annoyingly complex.

    An online service provider cannot be found liable for infringement if the provider is simply transmitting or routing unmodified information at someone else's direction through an automatic process. In other words, if a service provider's system receives a request from an end user to receive copyrighted content, the service provider is not guilty of copyright infringement merely because it transmits our routes the content to the end user.

    An online service provider cannot be found liable for infringement if the provider is simply temporarily caching or storing copyrighted content and the material is made available online to the public, the material is transmitted at the direction of a third party, and the material is stored through an automatic technical process. Thus, a service provider may, without fear of infringement liability, cache a popular web page, for example, so that multiple users may benefit from faster access to the material.

    Under some circumstances, an online service provider is immune from infringement liability merely because it refers or links users to an online location that provides infringing information or because one of its users stores infringing information on its system. The service provider must demonstrate, however, that it did not know and had no reason to know about the infringing activity, and that it moved quickly to disable access to the infringing material by use of the "take down" procedures.

    The Notification of Infringement and "Take Down" Procedures

    When a copyright holder discovers that its content appears on the Internet without proper authorization, the holder may take advantage of the DMCA's Notification of Infringement and "Take Down" procedures to have the content removed. The notification and "take down" provisions of the DMCA govern the process of notification by copyright holders, and the rights and responsibilities of online service providers once they receive notice of infringing material.

    The notification and take down procedures are good news for copyright owners. The procedures aid copyright owners by providing a well-defined set of procedures for removing valuable copyrighted content from unauthorized use. Furthermore, the DMCA gives copyright owners the right to obtain a subpoena that directs an online service provider to provide identifying information regarding an alleged copyright infringer.

    Online service providers benefit from the notification and take down procedures as well: if a provider follows the notice and take down procedures carefully-and in good faith-the providers are protected from liability for removing or blocking access to material that later turns out to be unprotectible.

    Online service providers, however, must follow specific procedures; service providers may enjoy liability protection only if they designate an agent to receive DMCA infringement notices. The U.S. Copyright Office maintains a list of agents on its website-thousands of service providers have registered, and their contact information appears on the website.

    So how does a notification and take down work? Assume a copyright owner discovers its content on an unauthorized website. The various parties must follow the following complicated notice and counter-notice scheme:

    1. The copyright owner must contact the online service provider's designated agent to receive DMCA infringement notices. The notice must meet the following requirements: · The notice must be written · The notice must contain the signature of a properly authorized person · The notice must identify adequately the copyrighted work · The notice must contain information sufficient to allow the service provider to contact the complaining party · The notice must contain a statement that the complaining party has a good faith belief that the material is unauthorized · The notice must contain a statement that information is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

    2. Upon receiving the notice, if the service provider removes the allegedly infringing content, then the provider is exempt from copyright infringement claims for displaying the content the content and is exempt from claims based on having taken down the material.

    3. The service provider, however, must notify the subscriber (the alleged infringer who is posting the copyrighted material) that the material has been removed or blocked.

    4. A subscriber that feels his or her material is not infringing then may file a "counter-notice" to respond to the notice and take down. The counter-notice must meet the following requirements: · The counter-notice must be written · The counter-notice must contain the signature of a properly authorized person. · The counter-notice must adequately identify material that has been removed or to which access has been disabled and the location at which the material appeared before it was removed or access to it was disabled. · The counter-notice must contain a statement under penalty of perjury that the

    If You Think a Government Grant Is Easy To Get - You Had Better Read This
    Grants are not Benefits or Entitlements. A Federal Grant is an award of financial assistance from a Federal agency to a recipient to carry out a public purpose of support or stimulation authorized by a law of the United States. Grants are not Federal assistance or loans to individuals.If you are an organization looking for a government grant be sure and go to grants.gov. Grants.gov is your source to FIND and APPLY for Federal government grants. There are over 1,000 grant programs offered by all Federal grant making agencies. The U.S. Department of Health and Human Services is proud to be the managing partner for Grants.gov, an initiative that is having an unparalleled impact on the grant community. Grants.gov allows organizations to electronically find and apply for more than $400 billion in Federal grants.Many government grants can be applied for only when they are announced in the Federal Re
    nging information or because one of its users stores infringing information on its system. The service provider must demonstrate, however, that it did not know and had no reason to know about the infringing activity, and that it moved quickly to disable access to the infringing material by use of the "take down" procedures.

    The Notification of Infringement and "Take Down" Procedures

    When a copyright holder discovers that its content appears on the Internet without proper authorization, the holder may take advantage of the DMCA's Notification of Infringement and "Take Down" procedures to have the content removed. The notification and "take down" provisions of the DMCA govern the process of notification by copyright holders, and the rights and responsibilities of online service providers once they receive notice of infringing material.

    The notification and take down procedures are good news for copyright owners. The procedures aid copyright owners by providing a well-defined set of procedures for removing valuable copyrighted content from unauthorized use. Furthermore, the DMCA gives copyright owners the right to obtain a subpoena that directs an online service provider to provide identifying information regarding an alleged copyright infringer.

    Online service providers benefit from the notification and take down procedures as well: if a provider follows the notice and take down procedures carefully-and in good faith-the providers are protected from liability for removing or blocking access to material that later turns out to be unprotectible.

    Online service providers, however, must follow specific procedures; service providers may enjoy liability protection only if they designate an agent to receive DMCA infringement notices. The U.S. Copyright Office maintains a list of agents on its website-thousands of service providers have registered, and their contact information appears on the website.

    So how does a notification and take down work? Assume a copyright owner discovers its content on an unauthorized website. The various parties must follow the following complicated notice and counter-notice scheme:

    1. The copyright owner must contact the online service provider's designated agent to receive DMCA infringement notices. The notice must meet the following requirements: · The notice must be written · The notice must contain the signature of a properly authorized person · The notice must identify adequately the copyrighted work · The notice must contain information sufficient to allow the service provider to contact the complaining party · The notice must contain a statement that the complaining party has a good faith belief that the material is unauthorized · The notice must contain a statement that information is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

    2. Upon receiving the notice, if the service provider removes the allegedly infringing content, then the provider is exempt from copyright infringement claims for displaying the content the content and is exempt from claims based on having taken down the material.

    3. The service provider, however, must notify the subscriber (the alleged infringer who is posting the copyrighted material) that the material has been removed or blocked.

    4. A subscriber that feels his or her material is not infringing then may file a "counter-notice" to respond to the notice and take down. The counter-notice must meet the following requirements: · The counter-notice must be written · The counter-notice must contain the signature of a properly authorized person. · The counter-notice must adequately identify material that has been removed or to which access has been disabled and the location at which the material appeared before it was removed or access to it was disabled. · The counter-notice must contain a statement under penalty of perjury that the

    Global Shop Builds Their Brand the Old Fashion Way: One Customer at a Time
    Most people would have a hard time selecting the best small software company in America. But if we asked Global Shop Solutions customers to vote, they would have no trouble identifying their top pick.I recently had the great fortune of working with Global Shop Solutions in Houston. Their business works well on a lot of levels, but the most remarkable thing about the company is the tremendous value it creates for its customers.Global Shop provides comprehensive EPR systems to small- and medium-sized manufacturers. It helps those manufacturers automate their entire business from the initial quoting of a project to cash collections and everything in between. The primary benefits to customers are increased productivity and profitability, along with improved customer deliveries. But most customers would say that Global Shop has tak
    and take down procedures as well: if a provider follows the notice and take down procedures carefully-and in good faith-the providers are protected from liability for removing or blocking access to material that later turns out to be unprotectible.

    Online service providers, however, must follow specific procedures; service providers may enjoy liability protection only if they designate an agent to receive DMCA infringement notices. The U.S. Copyright Office maintains a list of agents on its website-thousands of service providers have registered, and their contact information appears on the website.

    So how does a notification and take down work? Assume a copyright owner discovers its content on an unauthorized website. The various parties must follow the following complicated notice and counter-notice scheme:

    1. The copyright owner must contact the online service provider's designated agent to receive DMCA infringement notices. The notice must meet the following requirements: · The notice must be written · The notice must contain the signature of a properly authorized person · The notice must identify adequately the copyrighted work · The notice must contain information sufficient to allow the service provider to contact the complaining party · The notice must contain a statement that the complaining party has a good faith belief that the material is unauthorized · The notice must contain a statement that information is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

    2. Upon receiving the notice, if the service provider removes the allegedly infringing content, then the provider is exempt from copyright infringement claims for displaying the content the content and is exempt from claims based on having taken down the material.

    3. The service provider, however, must notify the subscriber (the alleged infringer who is posting the copyrighted material) that the material has been removed or blocked.

    4. A subscriber that feels his or her material is not infringing then may file a "counter-notice" to respond to the notice and take down. The counter-notice must meet the following requirements: · The counter-notice must be written · The counter-notice must contain the signature of a properly authorized person. · The counter-notice must adequately identify material that has been removed or to which access has been disabled and the location at which the material appeared before it was removed or access to it was disabled. · The counter-notice must contain a statement under penalty of perjury that the

    Your Resume, Your First Impression
    You get tired of fighting the resume. Then your next step is to search the web to find information on how to write that resume…which can take hours to research with all of the different sites out there. Many of these sites claim “free”. You click on them to find an array of pages that you are not sure where to go to get simple information that you need.With just a few tips and tricks of the trade, you might be able to pull off a resume, but you are still not sure if it works for you.At Your Interviewing and Resume, we make it easy for you. We offer a few simple tips on how to compose your resume. Simple things like keeping it to one page, highlighting skills with action words, and listing accomplishments. Instead of giving you samples of resumes for you to build it yourself, we take the frustration out. We will create your resume for you based on your personal experiences and skills. Y
    ty has a good faith belief that the material is unauthorized · The notice must contain a statement that information is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

    2. Upon receiving the notice, if the service provider removes the allegedly infringing content, then the provider is exempt from copyright infringement claims for displaying the content the content and is exempt from claims based on having taken down the material.

    3. The service provider, however, must notify the subscriber (the alleged infringer who is posting the copyrighted material) that the material has been removed or blocked.

    4. A subscriber that feels his or her material is not infringing then may file a "counter-notice" to respond to the notice and take down. The counter-notice must meet the following requirements: · The counter-notice must be written · The counter-notice must contain the signature of a properly authorized person. · The counter-notice must adequately identify material that has been removed or to which access has been disabled and the location at which the material appeared before it was removed or access to it was disabled. · The counter-notice must contain a statement under penalty of perjury that the subscriber has a good faith belief that the material was removed or disabled as a result of mistake or misidentification of the material to be removed or disabled. · The counter-notice must contain the subscriber's name, address, and telephone number, and a statement that the subscriber consents to the jurisdiction of Federal District Court for the judicial district in which the subscriber's address is located.

    5. The copyright holder, upon receiving the subscriber's counter-notice, must bring a copyright infringement lawsuit, or the service provider is obligated to restore the removed or disabled material.

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