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Suggest You - DANGER! - 5 Buyer Traps To Avoid!
Ways to Save MoneyDon't play the lottery. Just don't do it. You might as well flush your dollars down the toilet. Save $50-$250 a year.Cancel cable TV premium channels. You know they are a big money waster. Save $200 a year.Going out to dinner once a month instead of twice can save at least $500 a year. You know you've been eating out too much lately when your child says "Mom, why is the oven door hot?"Instead of buying expensive bottled water, use a water filtration system such as one from Brita or Pur. It turns your free tap water into the same pure water
a) Bidding too much and wasting thousands of dollars; or
b) Bidding too low and failing to make a competitive offer
Don’t let this happen to you. Develop a home purchase strategy today. At the end of this report, you’ll learn how you can how you can develop a home purchase strategy…FREE.
Buyer Trap #4 - Hidden Repair Costs
Obviously, not every seller wil
I am a seller on eBay, and here are my top tips for how to make money on eBay easily. This is aimed at helping newcomers to make money on eBay, starting with some important basics.Firstly, when you register on eBay you need to choose a name (eBay ID). Give this serious thought, don’t just key in something that is significant for you – why? Because if you want to be taken seriously by the buyers on eBay, your name should look professional and ideally relate to the kind of things you want to sell, and be memorable.The same goes fo
Buyer Trap #1- Not Obtaining a Mortgage Pre-Approval
In some areas, a seller may not even deal with you until they can verify that you can actually afford to purchase their home. To them, a pre-approved buyer is essential. But even in cases where pre-approval is not mandatory, it is still wise to consult with a reputable mortgage company and receive a pre-approval. Especially considering that the pre-approval process is fast and easy…not to mention FREE! Once you are pre-approved, you can embark upon your home buying journey with confidence, knowing that once you find your dream home, obtaining the money to buy it will be the easy part!
Buyer Trap #2- Undisclosed or “Hidden” Costs
Identify and understand all charges and fees far in advance. Many times, at closing, you will discover fees you might have not previously been aware of, sneaking their way onto your loan closing documents. These fees, in many cases, are standard, and include such items as underwriting fees, document preparation fees, and loan disbursement charges. TIP! - Any reputable lender will provide you with a “good faith estimate” of fees far in advance of the closing date. If you are uncertain as to why you are being charged a certain fee, always ask. A good lender will take the time to explain all fees and charges to you. Buyer Trap #3- Not Developing a “Home Purchase Strategy” How sure are you that you are getting the best deal on your new home purchase? Are you simply taking the Real Estate Agent or Seller’s word for it? It is possible that the home you thought was such a great deal is actually priced hundreds or even thousands of dollars more than it should be. Market conditions fluctuate constantly in this area. It takes an intimate knowledge of the local home market to be able to bid properly on any home purchase. Without knowledge of the current market conditions, you will be bidding blind. This can lead to one of two situations:
a) Bidding too much and wasting thousands of dollars; or
b) Bidding too low and failing to make a competitive offer
Don’t let this happen to you. Develop a home purchase strategy today. At the end of this report, you’ll learn how you can how you can develop a home purchase strategy…FREE.
Buyer Trap #4 - Hidden Repair Costs
Obviously, not every seller will
You know the routine. Birth. Growth. Maturity. And, ultimately, death. Some we knew have already gone through it. All of us will – eventually. We mortals experience it every day. But did you know that the same applies to businesses. More specifically to the “Stuff” they sell, their products and services.“Stuff,” if you’ll grant me a moment to explain, long ago became my shorthand for the awkward phrase “product(s) and/or service(s).” Teaching college marketing and management courses, I wanted a single word to cover both items. “Stuff,” with a cap “S” seems to work qu
Buyer Trap #2- Undisclosed or “Hidden” Costs
Identify and understand all charges and fees far in advance. Many times, at closing, you will discover fees you might have not previously been aware of, sneaking their way onto your loan closing documents. These fees, in many cases, are standard, and include such items as underwriting fees, document preparation fees, and loan disbursement charges. TIP! - Any reputable lender will provide you with a “good faith estimate” of fees far in advance of the closing date. If you are uncertain as to why you are being charged a certain fee, always ask. A good lender will take the time to explain all fees and charges to you. Buyer Trap #3- Not Developing a “Home Purchase Strategy” How sure are you that you are getting the best deal on your new home purchase? Are you simply taking the Real Estate Agent or Seller’s word for it? It is possible that the home you thought was such a great deal is actually priced hundreds or even thousands of dollars more than it should be. Market conditions fluctuate constantly in this area. It takes an intimate knowledge of the local home market to be able to bid properly on any home purchase. Without knowledge of the current market conditions, you will be bidding blind. This can lead to one of two situations:
a) Bidding too much and wasting thousands of dollars; or
b) Bidding too low and failing to make a competitive offer
Don’t let this happen to you. Develop a home purchase strategy today. At the end of this report, you’ll learn how you can how you can develop a home purchase strategy…FREE.
Buyer Trap #4 - Hidden Repair Costs
Obviously, not every seller wil
Interior design seems to be all the rage these days. If you don’t believe me, just turn on the television. Designers tackling small spaces, kitchen remodels and even designer reality shows. Have you watched one of these programs and thought you could do that? It takes more preparation and work than you see in a hour or half hour show.Interior designers have stiff competition from each other. Homeowners will shop around until they find the designer that fits their needs. Licensing is required in 23 states. And, three out of ten designers are self employed.Designer’s work
a) Bidding too much and wasting thousands of dollars; or
b) Bidding too low and failing to make a competitive offer
Don’t let this happen to you. Develop a home purchase strategy today. At the end of this report, you’ll learn how you can how you can develop a home purchase strategy…FREE.
Buyer Trap #4 - Hidden Repair Costs
Obviously, not every seller wil
Have you noticed the listings that are placed on a better position in a search engine result page? These listings are on a more visible position because they are paid listings. Many search engines today – especially the major search engines – accept paid listing.Paid listings have captured the interest of many webmasters and web marketing experts due to its many benefits. Here are some of the most relevant benefits of a paid listing:• Paid listing allows your website and ads to appear instantly on the search engine result pages or SERPs.• Paid listing places your
a) Bidding too much and wasting thousands of dollars; or
b) Bidding too low and failing to make a competitive offer
Don’t let this happen to you. Develop a home purchase strategy today. At the end of this report, you’ll learn how you can how you can develop a home purchase strategy…FREE.
Buyer Trap #4 - Hidden Repair Costs
Obviously, not every seller wil
Creativity in companies has resulted in innovative breakthroughs that vastly improve people’s lives while growing business profits.1st Example: Airports became a lot busier after someone created airplanes. Before that, people just sat around airports reading newspapers while drinking coffee and wondering how they could travel to another city.2nd Example: Bowling became much more popular after some creative soul came up with the idea of putting pins at the end of the alley. Previously, bowlers became bored just rolling the ball down the bowling alley.But, serio
a) Bidding too much and wasting thousands of dollars; or
b) Bidding too low and failing to make a competitive offer
Don’t let this happen to you. Develop a home purchase strategy today. At the end of this report, you’ll learn how you can how you can develop a home purchase strategy…FREE.
Buyer Trap #4 - Hidden Repair Costs
Obviously, not every seller will be eager to point out every problem or potential repair job that exists on their property. It is essential that you know about these problems before your purchase the home so you can negotiate a lower price, or at least anticipate the repairs. Why wait and be surprised by hidden repair costs shortly after moving into your new home? Our Advice: Hire an independent Inspector to conduct a thorough inspection of the home. Then, make the final contract contingent upon the inspector’s findings. In most cases, the inspector can provide a report of all the items in need of repair, and help you estimate the costs involved with those repairs.
Buyer Trap #5- Survey and Title Issues
Request an updated property survey which clearly marks the boundaries of your new home. Also, make sure that early on in the negotiating process you request a title search on the property to ensure that you will own your new home outright after the purchase is complete. The property survey, if current, will show you any structural changes, property additions (like swimming pools) or other features which are too near or extend beyond the property line. If these are out of regulation, you could get fined.
The Title Search will help you ensure that no liens, easements, or undisclosed owners are attached to the property. Play it safe and request this in advance. Any good mortgage company will provide this service, for a fee during the loan process.
We urge you to develop a home purchase strategy today:
- How to get pre-approved for your home loan
- How to avoid buying the wrong home for your needs
- How to ensure the seller complies with all contract terms
- How to choose a Loan Program that fits your lifestyle
- How to choose a Real Estate Agent properly
- How to guarantee the lowest bottom-line cost on your
home loan or make $100 in the process.
P.S. A year from now, you’ll be looking back on this as one of the best decisions you’ve ever made.
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