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    Historically, you needed to have fairly solid credit to obtain a mortgage loan for a home purchase. These days, this is less true even if you have horrific credit.

    One of the key factors in getting financing for your home is your credit. Lenders perform an analysis on your three credit reports maintained by Equifax, TransUnion and Experian. Okay, they buy the reports, but you get the idea. Regardless, these reports are combined and a FICO score is determined. FICO is short for Fair, I

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    These days, this is less true even if you have horrific credit.

    One of the key factors in getting financing for your home is your credit. Lenders perform an analysis on your three credit reports maintained by Equifax, TransUnion and Experian. Okay, they buy the reports, but you get the idea. Regardless, these reports are combined and a FICO score is determined. FICO is short for Fair, I

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    tting financing for your home is your credit. Lenders perform an analysis on your three credit reports maintained by Equifax, TransUnion and Experian. Okay, they buy the reports, but you get the idea. Regardless, these reports are combined and a FICO score is determined. FICO is short for Fair, I
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    rts maintained by Equifax, TransUnion and Experian. Okay, they buy the reports, but you get the idea. Regardless, these reports are combined and a FICO score is determined. FICO is short for Fair, I
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    a. Regardless, these reports are combined and a FICO score is determined. FICO is short for Fair, Issacs, the company that created the grading scale.

    The better your credit, the better the mortgage terms you will get. How is that for an obvious statement? Well, what if you have horrific credit? In the past, you were out of luck. No lender would touch you, although the local loan shark probably would. Well, things have changed and you no longer need to risk having your legs broken if y

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