heir children even after they have left home, new research suggests.

Escalating university debt and the high cost of housing means that young adults today are financially independent at a far later age than in previous generations.

An AA Savings survey found that by 2008, 8.5 million couples will still

Fee free mortgage deals may not offer homeowners the value for money they first think.

Based on an analysis of several mortgage packages, Moneysupermarket.com calculates that only people looking to borrow less than ?57,000 can find a good deal with a fee free mortgage.

Based on this, the price comparison site concludes that they are best suited for those looking to remortgage or those who have already paid off a substantial part of their home loan.

In what may surprise many homeowners, Moneysupermarket claims that the best mortgage offers all incur the most fees up front.

Louise Cuming, head of mortgages at moneysupermarket.com, said: It's great to see lenders being innovative with products, but because mortgages can be so complex borrowers need to be cautious and ensure they get best deal.

Fee-free deals are not as simple as they are marketed to be, so people need to look beyond any headline rates and special offers.

Unfortunately, the more money-conscious consumers are more likely to be attracted to the 'free' part of fee-free - but doing a bit of homework beforehand could expose the pitfalls of a fee-free deal, she added.

Parents are increasingly accepting that they will have to financially support their children even after they have left home, new research suggests.

Escalating university debt and the high cost of housing means that young adults today are financially independent at a far later age than in previous generations.

An AA Savings survey found that by 2008, 8.5 million couples will still

n site concludes that they are best suited for those looking to remortgage or those who have already paid off a substantial part of their home loan.

In what may surprise many homeowners, Moneysupermarket claims that the best mortgage offers all incur the most fees up front.

Louise Cuming, head of mortgages at moneysupermarket.com, said: It's great to see lenders being innovative with products, but because mortgages can be so complex borrowers need to be cautious and ensure they get best deal.

Fee-free deals are not as simple as they are marketed to be, so people need to look beyond any headline rates and special offers.

Unfortunately, the more money-conscious consumers are more likely to be attracted to the 'free' part of fee-free - but doing a bit of homework beforehand could expose the pitfalls of a fee-free deal, she added.

Parents are increasingly accepting that they will have to financially support their children even after they have left home, new research suggests.

Escalating university debt and the high cost of housing means that young adults today are financially independent at a far later age than in previous generations.

An AA Savings survey found that by 2008, 8.5 million couples will still

ges at moneysupermarket.com, said: It's great to see lenders being innovative with products, but because mortgages can be so complex borrowers need to be cautious and ensure they get best deal.

Fee-free deals are not as simple as they are marketed to be, so people need to look beyond any headline rates and special offers.

Unfortunately, the more money-conscious consumers are more likely to be attracted to the 'free' part of fee-free - but doing a bit of homework beforehand could expose the pitfalls of a fee-free deal, she added.

Parents are increasingly accepting that they will have to financially support their children even after they have left home, new research suggests.

Escalating university debt and the high cost of housing means that young adults today are financially independent at a far later age than in previous generations.

An AA Savings survey found that by 2008, 8.5 million couples will still

ecial offers.

Unfortunately, the more money-conscious consumers are more likely to be attracted to the 'free' part of fee-free - but doing a bit of homework beforehand could expose the pitfalls of a fee-free deal, she added.

Parents are increasingly accepting that they will have to financially support their children even after they have left home, new research suggests.

Escalating university debt and the high cost of housing means that young adults today are financially independent at a far later age than in previous generations.

An AA Savings survey found that by 2008, 8.5 million couples will still

heir children even after they have left home, new research suggests.

Escalating university debt and the high cost of housing means that young adults today are financially independent at a far later age than in previous generations.

An AA Savings survey found that by 2008, 8.5 million couples will still be paying for their children after they have left home.

Moreover, a quarter expect that financial difficulties will force their child to move back to the family home at some point, with three in five saying they would be welcomed with open arms.

Lloyd East, director of AA Savings, said: Most parents will say they are concerned for their teenage children and this study underlines that they are a financial worry, too. A quarter of parents actually expect their youngsters to return home at some point, or come cap in hand for cash.

Encouragingly, 16 per cent say they have savings put aside for just that purpose.

However, not all parents will support their children into adulthood.

Nearly one in five plan to turn an empty nest to their advantage; planning to either move to a new home or take a dream holiday, possibly paid for by remortgaging.