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    'It's kind of a spiritual snobbery that makes people think they can be happy without money'. Albert CamusAs a child, were you reminded of the war years or the starving children in India? Did anyone ever make
    ng everything to purchase a home. Here are some quick tips to determine if mortgage fraud is going on in the purchase of your home.

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    The overheated real estate market in the last couple of years created the prefect environment for mortgage fraud. I believe in the next eighteen months this issue will surpass foreclosures as the largest remnant of the real estate bubble. Identifying loan fraud is easy. Look for inflated appraisals, mortgage interest rates puffed based on biased credit scores, and inflated closing costs to the buyer. Remember, making a false statement to a mortgage lender is a crime. Run don't walk when someone asks you to do something that doesn't seem legit. It's not worth risking everything to purchase a home. Here are some quick tips to determine if mortgage fraud is going on in the purchase of your home.

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    With the internet being so large and growing every day, some small business owners have often found themselves to be a small fish lost in a large see of bigger fish. Without the financial resources that many larger companies posses
    en months this issue will surpass foreclosures as the largest remnant of the real estate bubble. Identifying loan fraud is easy. Look for inflated appraisals, mortgage interest rates puffed based on biased credit scores, and inflated closing costs to the buyer. Remember, making a false statement to a mortgage lender is a crime. Run don't walk when someone asks you to do something that doesn't seem legit. It's not worth risking everything to purchase a home. Here are some quick tips to determine if mortgage fraud is going on in the purchase of your home.

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    e statement to a mortgage lender is a crime. Run don't walk when someone asks you to do something that doesn't seem legit. It's not worth risking everything to purchase a home. Here are some quick tips to determine if mortgage fraud is going on in the purchase of your home.

    -All

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    ng everything to purchase a home. Here are some quick tips to determine if mortgage fraud is going on in the purchase of your home.

    -All concessions to buyer must show up on the settlement statement. Nothing can be paid outside of closing or escrow.

    -If you are not going to owner-occupy a property, you must disclose this to the lender. Even if it means you need a larger down-payment or will pay a higher interest rate. Shop around for the best deal.

    -If someone suggests a contract stating one price for the lender and another showing the actual price, say no, this is mortgage fraud, pure and simple. Each transaction should have only one contract to purchase.

    -Don't have a friend or

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