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    u will need a copy of the sales contract, the survey of your home, and the most recent appraisal.

    6. Organize your current account statements for any loans you have. This includes student loans, car loans, and your present mortgage. You will need the payoff balances

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    Organizing your documentation when refinancing or applying for a home equity loan will make the process much easier for you. Here is a checklist to ensure you have dotted all the “i’s” and crossed all of your “t’s” before applying.

    1. If you are renting and are applying for a mortgage to purchase your home, you will need the names and address of your landlords for the past two years.

    2. You will need proof of income for the past two years in the form of tax returns, pay stubs, or bank statements. If you are not self-employed you will need your w-2 forms for at least two years and a copy of your most recent pay stub with the year to date income.

    3. Documenting your assets is important; you need statements from your checking and savings accounts, retirement and investment accounts, including your IRA or 401k plan.

    4. If you receive income from Social Security, Workman’s Compensation, private pension, or child support, request a benefit letter showing how much your receive.

    5. If you purchased your home with a real estate contract and want to refinance, you will need a copy of the sales contract, the survey of your home, and the most recent appraisal.

    6. Organize your current account statements for any loans you have. This includes student loans, car loans, and your present mortgage. You will need the payoff balances a

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    ng for a mortgage to purchase your home, you will need the names and address of your landlords for the past two years.

    2. You will need proof of income for the past two years in the form of tax returns, pay stubs, or bank statements. If you are not self-employed you will need your w-2 forms for at least two years and a copy of your most recent pay stub with the year to date income.

    3. Documenting your assets is important; you need statements from your checking and savings accounts, retirement and investment accounts, including your IRA or 401k plan.

    4. If you receive income from Social Security, Workman’s Compensation, private pension, or child support, request a benefit letter showing how much your receive.

    5. If you purchased your home with a real estate contract and want to refinance, you will need a copy of the sales contract, the survey of your home, and the most recent appraisal.

    6. Organize your current account statements for any loans you have. This includes student loans, car loans, and your present mortgage. You will need the payoff balances

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    ll need your w-2 forms for at least two years and a copy of your most recent pay stub with the year to date income.

    3. Documenting your assets is important; you need statements from your checking and savings accounts, retirement and investment accounts, including your IRA or 401k plan.

    4. If you receive income from Social Security, Workman’s Compensation, private pension, or child support, request a benefit letter showing how much your receive.

    5. If you purchased your home with a real estate contract and want to refinance, you will need a copy of the sales contract, the survey of your home, and the most recent appraisal.

    6. Organize your current account statements for any loans you have. This includes student loans, car loans, and your present mortgage. You will need the payoff balances

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    IRA or 401k plan.

    4. If you receive income from Social Security, Workman’s Compensation, private pension, or child support, request a benefit letter showing how much your receive.

    5. If you purchased your home with a real estate contract and want to refinance, you will need a copy of the sales contract, the survey of your home, and the most recent appraisal.

    6. Organize your current account statements for any loans you have. This includes student loans, car loans, and your present mortgage. You will need the payoff balances

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    If you’re trying to make money with you blog traffic is must. If you have a blog and not making money it is because you do not have enough traffic coming to your blog website.Now how do you bring traffic to blog out of nowhere? there are five very simple ways to do so.u will need a copy of the sales contract, the survey of your home, and the most recent appraisal.

    6. Organize your current account statements for any loans you have. This includes student loans, car loans, and your present mortgage. You will need the payoff balances and lender information for each of these loans. You will also need the most recent statements for your credit card accounts and home equity loans.

    7. If you are self-employed you need your last two Federal tax returns and any schedules you filed. You need your current year profit and loss statement and your balance sheet. If you file a corporate tax return you will need two years plus any schedules used.

    8. If you filed bankruptcy within seven years, you need all of your documents including the petition and discharge, a written explanation as to why you filed bankruptcy, and your current credit reports from the three credit agencies: Experian, Trans Union, and Equifax.

    You can learn more about applying for a mortgage or home equity loan, including how to avoid common mistakes, by registering for a free mortgage guidebook.

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