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Suggest You - Imagine Cutting Over $8,000 Off Your Mortgage This Year
Looking for a job? Whether you are chaging careers, been fired or let go, a victum of downsizing, whatever, looking for a job can be a daunting task. Where do you begin?First, decide if you want to stay in your previous fiel
It's almost the time to graduate. After four, or five, years in college, you are ready for the real world. But the real world means real money, so where do you start?It can be both an exciting and scary time for college grad
What's the secret, you might ask? Don't be afraid to take an Adjustable Rate Mortgage or, perhaps, an interest-first mortgage. The problem, though, is most mortgage brokers or bankers will not encourage you to make this move.
There are many reasons -- the most likely one being their desire to make more money off of you. They do this based on the program and the interest rate you accept. You see, mortgage brokers are not unlike realtors, home improvement companies or car salesman -- they all
When your cab driver starts telling you about how much money he made with his last house flip, it's time to get a little concerned. When this is combined with increasing weakness in the U.S. property market, it is time to have seri
What's the secret, you might ask? Don't be afraid to take an Adjustable Rate Mortgage or, perhaps, an interest-first mortgage. The problem, though, is most mortgage brokers or bankers will not encourage you to make this move.
There are many reasons -- the most likely one being their desire to make more money off of you. They do this based on the program and the interest rate you accept. You see, mortgage brokers are not unlike realtors, home improvement companies or car salesman -- they al
We have all read about the untimely death of 39 year old Anna Nicole Smith. Ms. Smith, a former Playboy Playmate of the Year, had a tumultuous life to say the least. She was born and raised in a small town in Texas. She became a st
There are many reasons -- the most likely one being their desire to make more money off of you. They do this based on the program and the interest rate you accept. You see, mortgage brokers are not unlike realtors, home improvement companies or car salesman -- they al
It’s a pity that very few people consider auctioning a house as a viable selling option. This may be because many believe that auctions are only done at Christie’s for small works of art, or done by banks to get rid of their reposs
There are many reasons -- the most likely one being their desire to make more money off of you. They do this based on the program and the interest rate you accept. You see, mortgage brokers are not unlike realtors, home improvement companies or car salesman -- they al
Value-Added Reselling for Fun and ProfitThe Pareto Principle (also known as the 80/20 rule) states that we get about 80% of results from 20% of our efforts; conversely, we get 20% of our results from the other 80% of
Mortgage brokers can also make a commission, paid by your lender, if you take a higher interest rate than you qualify for. So, a mortgage broker may encourage you to take a new fixed-rate, 15-year mortgage at 6.5 percent. This might be an improvement of 1 percent over your current 30-year fixed rate loan. Now, most people will think this is amazing.
What you may not realize is that you might qualify for this loan at a rate of 5.0 percent.
This might cost you $50 to $150 per month. Meanwhile, the mortgage broker likely pockets an extra $500 to $1,000 for selling you this bogus rate. Now, if you say you want the adjustabl
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