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Suggest You - Helping People And Making Money For Yourself Simultaneously
Size matters. Or, at least, that is what the big players like to think. Here in Ireland, we have been more aware than most that size is relative. More than most too, we have taken sides when the little streets have hurled themselves against the great. Unlike the Swiss, we don't do neutral terribly well. Almost always, our sympathies are with the small player, the one who is outweighed and outgunned, and we take more than a little pleasure at the prospect of seeing the lumbering giant brought to earth with a crash. But such an outcome is by no means inevitable. The playing field is littered with the bodies of the diminutive and the gallant and for every David who stands triumphant over a fallen Goliath, there are dozens more who lie beaten and crushed in the wake of a rampaging giant.In the Irish context, Jacob Fruitfield is one of the big players. With sales projected to hit ?110 million in 2005, and a number of Ireland's best-known food brands on its books, the company enjoys an enviable position in the Irish market. Enter Goliath or a very close relative of his. But in the global context, the company is a small player. Each of its brands compete with brands owned and championed by the largest food companies in the world. These leviathans can dig into pockets a hundred times deeper than those of a local company. Their scale is difficult to imagine. When Heinz or Unilever or Proctor & Gamble lumber into view, they block out the sun. Enter David. Or Chef or Silvermints or Jacob's Fig Rolls.So how does a big fish in a small pond, fished by giants, go about its business and what lessons might we learn if we wish to take on the big players? Rec
It developed this older home really needed actual rescuing. There was a large mobile on the property that we painted, refloored, and refurbished. Then we replaced most of the wiring and plumbing, painted the whole (large) outside and its many sheds, put in some drop ceilings and paneling, and updated the bath and kitchen, (though not, to say the least,“poshly!”)
NO, we did not do all the work ourselves. We are older, in our 60’s, I have a long work day, and my husband, while handy, hasn’t had a lot of experience in major house renewal. So we interviewed handymen we found in the phone book. And
China is the fastest growing aviation market in the world thanks to the expansion of its air freight and air passenger industries. With air freight growth volumes predicted to drop off this year, how will the country’s significance in the aviation market be affected?The growth of China’s air freight industry has led to a surge in the Asian cargo business over the last few years. This is reflected in the fact that air freight from Asia to Dallas Fort Worth airport (which is the leader in Asian cargo in the eastern and southern U.S) increased by 42% in 2004.However, it is expected that China’s air freight volume growth will ease off this year. This will happen as the market returns to a more stable expansion pace after the post SARS (Severe Acute Respiratory Syndrome) rebound in 2004 and 5.In 2004 and 2005, China’s air freight volume increased by 25% and 20% respectively. Passenger traffic also grew at this time; by 33% in 2004 and by 20% in 2005. This was as a result of people taking to the skies following the outbreak of SARS in the region.Although the growth rate of China’s air freight business is expected to ease off this year, it will not halt altogether. According to freight industry experts, air freight cargo volumes are anticipated to rise by 10% in 2006. If it does so, China’s air freight volume will be 3.36 million tons.Similarly, air passenger numbers are also likely to increase. China’s aviation regulator estimates that air passenger number swill increase by 15%. This will mean that 159 million people will travel by air out of China in 2006.The continued growth of China’s air freight and air
And we’re not wealthy or real estate investors!
And absolutely the most wonderful feeling about the “accidental blessing and wisdom” was that the people who bought our homes seemed as though they’d found their pot of gold! One older couple had never owned a home before, one Hispanic family was ecstatic over all the rooms and baths and parking, another family had had to get out of their home because it was being taken for a road and needed lots of room for an extended family, and the 4th local family had been looking for years for a home with large rooms.
(I actually cried when the older couple who had never owned a home and wanted a “no-care” sort of place, literally “oohed” and “aahed” over every nick and cranny and wallpaper border of the newer smaller home. Their eyes were dancing.)
If these house sales hadn’t unexpectedly happened, I assure you, we surely never would have thought about making money this way.
So I want to give you a happy hope. Especially if you’re tired hearing about folks making killings in the stock market and the real estate market!
A thought about how to make yourself some money, without having a lot to begin with, and to simultaneously do a good service: a dynamite mix, we think, in these dicey times.
If you have any equity in your home at all you can get a home equity loan and use it to purchase a very inexpensive house, though probably not in your town. We took a $100,000 home equity from our home (whose equity had in fact jumped up quite a bit in the previous years) and bought a large very older home 60 miles away, for $80,000, leaving some money for “fixing-up.” It hadn’t been lived in for quite a few years, and was built around 1900.
(Hopefully now you may be thinking how else you could get a loan, if your home doesn’t have a lot of equity).
Our goal was to downsize both in our belongings and house size — not to make money! (We actually thought we would retire in this home.) I could still commute to my job in DC, and we loved the area.
But just the moving the first time took a lot of energy, since we did it all ourselves with a trailer we bought for the occasion. We’d been in our old home more than 15 years, and had collected even a lot of extra furniture. (We had helped some men out in our church at times, and furnished their rooms).
It developed this older home really needed actual rescuing. There was a large mobile on the property that we painted, refloored, and refurbished. Then we replaced most of the wiring and plumbing, painted the whole (large) outside and its many sheds, put in some drop ceilings and paneling, and updated the bath and kitchen, (though not, to say the least,“poshly!”)
NO, we did not do all the work ourselves. We are older, in our 60’s, I have a long work day, and my husband, while handy, hasn’t had a lot of experience in major house renewal. So we interviewed handymen we found in the phone book. And
East African Longer Stay Visas & Work permitsKenya, Uganda &Tanzania Visa extensionsVisas can be renewed at immigration offices during normal office hours, and extensions are usually issued on a same-day basis. Staff at the immigration offices is generally friendly and helpful, but the process takes a while. You will need two passport photos and Kshs 2200 for a three month extension. You also need to fill out a form registering as an alien if you’re going to be staying more than 90-days.Immigration offices are only open Monday to Friday; note that the smaller offices may sometimes refer travelers back to Nairobi or Mombasa for Visa extensions. Local immigration offices include the following:KISUMU; Reinsurance Plaza, cnr Jomo Kenyatta Hwy,Oginga Odinga Rd)LAMU: Tel, 042-633032; off Kenyatta Rd.MALINDI: Tel, 042-30876MOMBASA: Tel, 041-311745NAIROBI: Tel, 020-222022; Nyayo House cnr KenyattaAve./Uhuru Hwy)Expatriate work permits- Getting work in KenyaIt’s difficult although by no means impossible to get jobs as a foreigner. The most likely areas in which employment might be found are in the safari business, teaching, advertising and journalism. Except for teaching, it’s unlikely you’ll see jobs advertised, and the only way you’ll find out about them is to spend a lot of time with resident expats. As in most countries, the rule is that if an African can be found to do the job, there’s no need to hire a foreigner.The most fruitful area in which to look for work, assuming that you have the relevant skills, is the ‘disaster industry’. Nairobi is awash with UN and other aid agencies servicin
(I actually cried when the older couple who had never owned a home and wanted a “no-care” sort of place, literally “oohed” and “aahed” over every nick and cranny and wallpaper border of the newer smaller home. Their eyes were dancing.)
If these house sales hadn’t unexpectedly happened, I assure you, we surely never would have thought about making money this way.
So I want to give you a happy hope. Especially if you’re tired hearing about folks making killings in the stock market and the real estate market!
A thought about how to make yourself some money, without having a lot to begin with, and to simultaneously do a good service: a dynamite mix, we think, in these dicey times.
If you have any equity in your home at all you can get a home equity loan and use it to purchase a very inexpensive house, though probably not in your town. We took a $100,000 home equity from our home (whose equity had in fact jumped up quite a bit in the previous years) and bought a large very older home 60 miles away, for $80,000, leaving some money for “fixing-up.” It hadn’t been lived in for quite a few years, and was built around 1900.
(Hopefully now you may be thinking how else you could get a loan, if your home doesn’t have a lot of equity).
Our goal was to downsize both in our belongings and house size — not to make money! (We actually thought we would retire in this home.) I could still commute to my job in DC, and we loved the area.
But just the moving the first time took a lot of energy, since we did it all ourselves with a trailer we bought for the occasion. We’d been in our old home more than 15 years, and had collected even a lot of extra furniture. (We had helped some men out in our church at times, and furnished their rooms).
It developed this older home really needed actual rescuing. There was a large mobile on the property that we painted, refloored, and refurbished. Then we replaced most of the wiring and plumbing, painted the whole (large) outside and its many sheds, put in some drop ceilings and paneling, and updated the bath and kitchen, (though not, to say the least,“poshly!”)
NO, we did not do all the work ourselves. We are older, in our 60’s, I have a long work day, and my husband, while handy, hasn’t had a lot of experience in major house renewal. So we interviewed handymen we found in the phone book. And
Today, virtually every kind of printer - from photo printers to laser printers to inkjet printers - are incredibly inexpensive. Unfortunately, the toner cartridges and inkjet cartridges that replace the starter cartridges the come with the printer are anything but. If you're in the market for an inkjet printer cartridge or a LaserJet toner cartridge, there are great deals to be had online. However, there are several things you should know before buying toner online.Understand Your OptionsWhen it comes to laser toner cartridges or inkjet printer cartridges, you have three options: Original Equipment Manufacturer (OEM) cartridges, compatible cartridges, and re-manufactured cartridges. What are the differences? Original Equipment Manufacturer cartridges are those that you find at office supply stores. They are packaged and sold with the printer manufacturer's name on them. Compatible cartridges don't have the branding from the printer manufacturers, but they meet or exceed the manufacturers' specifications for the ink or toner. Re-manufactured cartridges are, essentially, Original Equipment Manufacturer cartridges that have been used, refilled, and cleaned and quality checked.Although the initial reaction of most people is to buy Original Equipment Manufacturer cartridges, you can save a tremendous amount of money - without sacrificing quality - when you buy compatible cartridges or re-manufactured cartridges.Know What You NeedAs with most types of devices these days, different models of printers have relatively unique cartridge designs. Unfortunately, the lack of standardization means that you have to know the make and model of your printer
If you have any equity in your home at all you can get a home equity loan and use it to purchase a very inexpensive house, though probably not in your town. We took a $100,000 home equity from our home (whose equity had in fact jumped up quite a bit in the previous years) and bought a large very older home 60 miles away, for $80,000, leaving some money for “fixing-up.” It hadn’t been lived in for quite a few years, and was built around 1900.
(Hopefully now you may be thinking how else you could get a loan, if your home doesn’t have a lot of equity).
Our goal was to downsize both in our belongings and house size — not to make money! (We actually thought we would retire in this home.) I could still commute to my job in DC, and we loved the area.
But just the moving the first time took a lot of energy, since we did it all ourselves with a trailer we bought for the occasion. We’d been in our old home more than 15 years, and had collected even a lot of extra furniture. (We had helped some men out in our church at times, and furnished their rooms).
It developed this older home really needed actual rescuing. There was a large mobile on the property that we painted, refloored, and refurbished. Then we replaced most of the wiring and plumbing, painted the whole (large) outside and its many sheds, put in some drop ceilings and paneling, and updated the bath and kitchen, (though not, to say the least,“poshly!”)
NO, we did not do all the work ourselves. We are older, in our 60’s, I have a long work day, and my husband, while handy, hasn’t had a lot of experience in major house renewal. So we interviewed handymen we found in the phone book. And
We've all heard about the 'casting couch' and most of us wouldn't go as far as sleeping our way to the top, but is there really any harm in fluttering a few eyelashes and the odd provocative comment to get ourselves noticed at work?Well, as viewers of tonight's opening episode of the new UK series of The Apprentice will find out, you can actually end up doing yourself more harm than good.Women have battled with sexism in the workplace for long enough, without encouraging sexual attention at work. Apart from annoying other people and alienating your female colleagues, you can find yourself passed over for promotion simply because male bosses don't want to be perceived as giving you any 'special favours'.So what can you do? Keep conversations at work on a strictly business level and keep conversations about extra-curricular activities clean! Don't get drawn into office banter that has sexual undertones (it's better to be thought a prude than the opposite) When dressing for work, think stylish rather than sexy Leave the short skirts, tight tops and high heels to the weekendYes, you may have worked hard to get the figure you have and may strongly believe in Girl Power, but surely it's better to get ahead based on your merits than how you look or who you flirt with.
Our goal was to downsize both in our belongings and house size — not to make money! (We actually thought we would retire in this home.) I could still commute to my job in DC, and we loved the area.
But just the moving the first time took a lot of energy, since we did it all ourselves with a trailer we bought for the occasion. We’d been in our old home more than 15 years, and had collected even a lot of extra furniture. (We had helped some men out in our church at times, and furnished their rooms).
It developed this older home really needed actual rescuing. There was a large mobile on the property that we painted, refloored, and refurbished. Then we replaced most of the wiring and plumbing, painted the whole (large) outside and its many sheds, put in some drop ceilings and paneling, and updated the bath and kitchen, (though not, to say the least,“poshly!”)
NO, we did not do all the work ourselves. We are older, in our 60’s, I have a long work day, and my husband, while handy, hasn’t had a lot of experience in major house renewal. So we interviewed handymen we found in the phone book. And
Abbey Swisher didn't necessarily want to become a fashion designer or consider fashion design degrees to be her forte in college until she was studying interior design and took an elective in fashion. "I just started to sew, and kept sewing and sewing," she recalls. "I'd come into class with outfits I had made, and people would be like, 'Abbey, why don't you become a fashion designer?'"She took the hint, switched majors from interior design, and began taking fashion design courses at Virginia Marti College of Art and Design (Lakewood, OH). Now, with classes like tailoring, fashion illustration, and business law, Abbey's learning the crafts needed to become a fashion designer -- making suits and coats, illustrating her designs, and navigating the legal aspects of the industry. And, as anyone successful in fashion design careers will attest, fashion design degrees are instrumental in designing career success in the competitive industry.Another way to set yourself apart if you want to become a fashion designer? Keep on top of opportunities in which you can show off your stuff like Abbey did. Recently, she designed a dress for a contest held by the Duck® brand duct tape company. Out of several fashion design students at her school, Abbey's dress design came in first. "It was the perfect opportunity to let my creativity run wild," she says. "When I started, I had a plain white dress. I wanted to do shooting stars, then I wanted to do watermelons -- I just wanted to get people's attention." And she certainly did. Her poker-themed prom dress, made entirely out of duct tape, caught the eye of the judges and won her an all-expenses-paid trip to New York City, as well
It developed this older home really needed actual rescuing. There was a large mobile on the property that we painted, refloored, and refurbished. Then we replaced most of the wiring and plumbing, painted the whole (large) outside and its many sheds, put in some drop ceilings and paneling, and updated the bath and kitchen, (though not, to say the least,“poshly!”)
NO, we did not do all the work ourselves. We are older, in our 60’s, I have a long work day, and my husband, while handy, hasn’t had a lot of experience in major house renewal. So we interviewed handymen we found in the phone book. And found two who were down-to-earth, would work in tandem with my husband, and didn’t charge an arm and a leg. One of them has continued to do work for us for 4 years! (My husband has learned a lot!)
But even with our handymen, we became, within a year, a bit overwhelmed by all the other things we would have wanted to do to it, and realized at our ages we wanted a newer home with not as many challenges. (In other words, we had inadvertently bitten off more than we could chew. BUT this first house had gotten us into the new town without stretching us financially before we were able to sell our original home).
Miracle of miracles! There was an “easy-care” home across the street that was 4 years old, with two large bedrooms, a bath and a half, a large kitchen/dining area, a wash room, a living room with a gas fire place, and a porch. We were able to catch the owner the day he put it on the market, and we got that one for $98,000, which we could easily pay because we had sold our original home the year previously.
We then rented the lower half of the older $80,000 home to one person we knew and the mobile, which we had updated, to a young family. We left a lot of our belongings in some of the upper rooms, to be “handled” at a later time.
To this small newer home we added a heat pump because it didn’t have central air. (One of our handymen had a used one he’d pulled from a home. It was practically new). We enclosed the little front porch and put a little balcony on the back. And I put up wallpaper border I got on sale in the kitchen and main bath.
That’s all we did to this one. And when it dawned on us our life was getting too complicated with many of our things across the street and in a house we loved but really was too small for us for the long haul, we looked for a rambler in town to consolidate everything. (Our original home before we ever moved was a big rambler with a basement with a bath and an outside entrance).
We found one across town. One that again we thought we’d live in when we retired. It was big enough for everything, so we were again consolidated under one roof, ready to sort our accumulations and pare down.
We sold the two other homes. We were ecstatically happy to be in a large brick rambler in a pleasant older neighborhood in a wonderful town.
Then the unthinkable happen. For various reasons I won’t go into, the commute into my DC job became untenable after a little more
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