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Suggest You - Your Cell Phone as a Beacon
What You Need to Know About Credit Reports s manager for Cell-Loc, based in
Calgary, Alberta. His company provides tracking services to help people who are
incapacitated and unable to dial for help.You hear people talk about credit reports all the time but do you know what they are really all about? Well, if you have ever been turned down when applying for a credit card or a loan it is high time you learned all about your credit report and how you can get it working for you instead of against you.Let's start off by explaining what your credit report actually is. Your credit report is a public record of all of the transactions concerning any money you may gave borrowed in the past. Any payments that you make on time or late, will show up on this report as well. Any tax liens or bankruptcies are on there as well. Your credit report even notes each time your report has been requested by someone or some company.The reason that this report is so important is that this is how most lenders make their decision about whether you are a good credit risk or not. If you have a history of not paying your debts, they are obviously not going to want to give you any money because they know they will have a hard time getting it back from you. If you have poor credit you will find it difficult to get any credit cards or loans, even employers and landlords are accessing credit reports these days.Everyone should request a copy of his or her report at least once a year. This is a simple task, all you need to do is contact one of the three major credit reporting agencies and ask them for a copy. This will not cost you anything but the copying expense and the stamp. You can contact these agencies online at:Experian (located at www.experian.com)Trans Union (located at www.transunion.com)Equifax (located at www.equifax.com)It is a good idea to get a report from all three of these agencies because they are not always the same. Once you get your report you will want to check it over for any errors or discrepancies. If you find any be sure to contact your creditors right away so that they can fix the problem.According to the law you are entitles to receive one free copy of your credit report each and every year sot here is a chance that you will have to pay for the other two. But there is a chance that you will be eligible to get free reports if you meet certain criteria.This criteria is as follows:You have been the victim of identity theftYou are on welfareYou are unemployedYou have been denied credit recentlyIf your credit report is not a good-looking one at all there are some things that you can do to fix it up. First off, as I ment and out of cell tower range. According to Slate, Location data extrapolated from tower records is frequently used in criminal cases. It was vital, for example, to the prosecution of David Westerfield, who was convicted of murdering 7-year-old Danielle van Dam in San Diego. The killer's cell-phone usage revealed a bizarre travel pattern in the two days following the girl's disappearance, including a suspicious trip to the desert. In cases like this, wireless providers will not release a user's records without a court order, save for rare instances in which a kidnapping has taken place and time is of the essence. Domestic crime is not the only arena of law enforcement that is utilizing the tracking of mobile phone signals, the FBI and CIA have been using this technique in an effort to capture public enemy number one: Osama Bin Laden. Author Dan Campbell, writing in the October 2001 issue of Telepolis Magazine, describes how the world’s most wanted man, coordinated his attacks via his mobile phone. “Between 1996 and 1998, when the America's embassy in Kenya was bombed, the FBI found that Osama bin Laden and his staff had spent nearly 40 hours making satellite phone calls from the mountains of Afghanistan. The calls, which can be sent and received from a special phone the size of a laptop computer, were relayed via a commercial satellite to sympathizers in the west. The satellite phone appears to have been a huge convenience for the world's most wanted terrorist. He was billed for thousands of minutes of use over two years, those records indicate, and used it to issue a fatwa in February 1998 that called on Muslims to kill Americans, including civilians, anywhere in the world. Even now, as US forces move in for the kill, bin Laden's satellite phone has not been cut off. But calls to the terrorist leader are going unanswered. His international phone number - 00873 682505331 - was disclosed during a trial, held in New York earlier this year. Calls to his once-active satellite link now hear only a recorded messages saying he is "not logged on". “ Indeed, when bin Laden associates went to trial in April on charges of bombing U.S. embassies in Africa, the prosecution used billing records for calls from that phone to Bodyguard Jobs and Bodyguard Job Training Last night was a pretty typical weeknight at my home, I drove home from work
and filled up with gas before I got home, I left my house again at around 5:30
to take my son to his Karate lesson. While I was out I stopped by the local
library to return some books and then swung over to the dry cleaners to pick up
my shirts and slacks and some stuff for my wife. I picked up my son from his
lesson and we stopped off at the grocery store to pick up some bread and milk on
our way back to the house.Before you make a life changing job decision such as throwing in your old job, and possibly relocating for a bodyguard job, it is important that you know what the work entails, and what you can expect with a job in the industry.Working ConditionsFor many people, the main reason for taking up bodyguard employment is because they are almost always guaranteed action in their work, and possibly an element of danger also. However with the bodyguard training they have obtained, they are well versed about how to handle any difficult situations that arise. A properly trained bodyguard is able to fend off 4 unarmed attackers. Also, taking up bodyguard training and working in the industry can allow you to earn a substantial income, especially when you are providing Executive or VIP protection. The average hours a bodyguard will work are 6 hours with a rotation of other operatives, but the company you are working for usually determines this.The IndustryWith the increase of violence throughout areas in the world, more people are taking on bodyguards to protect themselves and their families. Thus the number of bodyguard jobs has increased with the need to increased security for all types of circumstances. The number of security that may be required for one particular occasion can be up to 300 bodyguards while travelling through dangerous areas. The US President can need up to 100 bodyguards at any one time.BenefitsThere are many benefits to become a bodyguard; some of these include earning top salaries, spending time with celebrities and VIPs, frequent change of location to keep work challenging, and frequent travelling. If you are someone who does mind constant travel, many days away from home at a time, irregular hours and would rather work at one location, then being a bodyguard is probably not the best job option for you.Bodyguard QualitiesAre you suited to a bodyguard job? You must have the following qualities. These including being physically fit, able to work as part of a team, work independently when required, great observation skills, can maintain client confidentiality, remain calm under pressure, good planning skills and good interpersonal skills then a job in the Bodyguard industry may be just right for you.TrainingDepending on the skills and training you have already undertaken will determine whether you need extensive bodyguard training. Of course any new candidate will need to undertake a basic bodyguard course to understand all aspects o Now, you aren’t the first people to know my whereabouts that night. Because I had my cellular phone with me, the cell phone company that provides my cellular services knew where I was at the entire time. They tracked me with my cellular telephone. How is this possible? It is possible because people who use their cell phone need to be able to make a call whenever and wherever they may be located at the time they dial the number on their phone. Therefore, the cellular companies must be able to route the call to the nearest cellular tower, which in turn sends your call to the satellite in space, which sends your signal to the person you are calling. The tower that handled the call is typically logged (and stored indefinitely) on the wireless provider's computers, though it's not noted on the customer's monthly bill. In order for the cell phone company to know what tower you are at, they must be able to track the signal from your cell phone when it is on. In the expanded age of advanced communication and the literally thousands of issues of privacy that it has since spawned, many people would be horrified to learn that they can be tracked by the phone company via their mobile phone. The phone companies claim this is a integral part of the service they provide, privacy advocates say that this is just another way large corporations have invaded our lives. Wading into the fray over this controversy concerning your cell phone is another larger and important player: law enforcement. Law enforcement agencies are now utilizing the technology of tracking cellular signals to catch criminals and terrorists. A few cases of dangerous criminals being tracked and caught while on their telephones have been documented and law enforcement is now fighting with the cellular companies to ensure its continued use. Have we lost our privacy by cell phone tracking or have we just gained a valuable tool for law enforcement to use in keeping us safe? Do the cell phone companies need to know where you are in order to provide their service, or have they found, as some privacy advocates claim, a backdoor into your life, your locations, your shopping habits? Part One: Mobile 911. According to the TechTV Show “Talkback”, Cell phones show where you are, and that is simply part of their design. Without the ability to pinpoint where the signal from your phone is coming from, calls could never be connected. Because cell phones decry the use of wires, and the users making the calls are often on the move, the call and the receiving signal are not at a fixed location. Therefore, the signal from the cell phone must be tracked. Cell phone service areas are divided into "cells," each of which is serviced by a base station. When you make a call, your cell phone selects the strongest base station it can find, which is usually the closest station to you. If you move out of the coverage of one base station, your phone switches to the next strongest available base station (which usually means you move into a new cell). The system always knows your location relative to the nearest cell. This occurs even when your phone is on but not being used. For efficiency's sake, an idle cell phone sends out a message on the access channel so that the system will know where to direct the page if you get an incoming call. The system knows where you are. In an urban area, each tower covers an area of approximately 1 to 2 square miles, so a caller's general location is fairly easy to pinpoint. The proliferation of cellular phones and their usage gave birth to a very unique problem: How would emergency operators track callers who called 911 on their mobile phone? Dialing 911 from a traditional, wire-based telephone, allowed the operator to track where the call was being placed, so that an emergency response could be sent. On mobile phones, the people calling in the emergency had no idea where they were, and the 911 operators had no way of exactly pin pointing where the calls where originating. Enter e911. According to the web site “Webopedia” , E911 is “short for Enhanced 911, a location technology advanced by the FCC that enables cellular phones to process 911 emergency calls and enable emergency services to locate the geographic position of the caller. When a person makes a 911 call using a traditional phone with ground wires, the call is routed to the nearest public safety answering point (PSAP) that then distributes the emergency call to the proper services. The PSAP receives the caller's phone number and the exact location of the phone from which the call was made. Prior to 1996, 911 callers using a mobile phone would have to access their service providers in order to get verification of subscription service before the call was routed to a PSAP. In 1996 the FCC ruled that a 911 call must go directly to the PSAP without receiving verification of service from a specific cellular service provider. The call must be handled by any available service carrier even if it is not the cellular phone customer's specific carrier. Under the FCC's rules, all mobile phones manufactured for sale in the United States after February 13, 2000, that are capable of operating in an analog mode must include this special method for processing 911 calls. ” In an article entitled “How cell phones reveal your location” published on the Slate (http://www.slate.com) web site, with e911, emergency operators were able to track calls from wireless phones in less to one or one half of a mile from where the call originated. The technology was so successfully that the government made it a law that all cellular phones carry the technology that enables calls to be tracked. This law is called the Wireless Communications and Public Safety Act of 1999 (911 Act) and signed into law by President Clinton on October 26, 1999. According to the law, 95 percent of all cell phones must be E911 compliant by the end of 2005. In compliance with the new law, and to better improve the service with its customers, many cell phone handsets are now equipped with Global Positioning System chips, which determine a caller's coordinates by receiving signals beamed down from a satellite array. The chip factors together the signals' different arrival times to calculate the phone's coordinates, using a mathematical process known as trilateration. At present, however, GPS data is typically not recorded for non-emergency purposes, unless the user has explicitly signed up for a location-based service. Part Two: The Hacker and the Terrorist Kevin Mitnick was a hacker. That is to say, he was king of all the hackers. Mitnick, "America's Most Wanted Computer Outlaw," eluded the police, US Marshalls, and FBI for over two years after vanishing while on probation for his 1989 conviction for computer and access device fraud. His downfall was his Christmas 1994 break-in to Tsutomu Shimomura's computers in San Diego, California. Shimomura just happened to be the head of computing technology at the San Diego Super Computer Center. Less than two months after having his computers hacked, Shimomura had tracked Mitnick down after a cross-country electronic pursuit. Mitnick was arrested by the FBI in Raleigh, North Carolina, on February 15th, 1995. Mitnick was charged in North Carolina with 23 counts of access device fraud for his activities shortly before his arrest. In California, he was charged with an additional 25 counts of access device, wire, and computer fraud. On March 16, 1999, Mitnick plead guilty to five of these counts and two additional counts from the Northern District of California. He was sentenced to 46 months and three years probation. He was released from prison on January 21, 2000, being eligible for early release after serving almost 60 months of his 68 month sentence. How was the FBI able to capture "America's Most Wanted Computer Outlaw"? By tracking down a signal from his cell phone. Luke Helder was going to set off some bombs. Specifically, he was going to set off bombs in mailboxes across the United States until the locations of his bombs made a “smiley face” pattern across the map of the U.S. He probably would have accomplished his morbid feat had he not made one crucial mistake; he turned on his cell phone. According to USA Today, as soon as he activated it, FBI agents quickly triangulated his position between two rural towns and had him in handcuffs within an hour, according to Nevada authorities. The fact that another motorist spotted Helder in passing helped authorities, but the cell phone signal was a dead giveaway "We got a call from the FBI at approximately 3:20 p.m. that the cell phone that (Helder) had been known to have had been activated somewhere between Battle Mountain and Golconda," said Maj. Rick Bradley of the Nevada Highway Patrol. "We started hitting Interstate 80." Bradley said tracking down Helder without the pinpoint location provided by the FBI would have been tougher, given the sprawling region. "It's really a rural area. There's not that much police presence," Bradley said. Cell phone triangulation is a well-known tracking method within the wireless industry, said Michael Barker, an equipment sales manager for Cell-Loc, based in Calgary, Alberta. His company provides tracking services to help people who are incapacitated and unable to dial for help. and out of cell tower range. According to Slate, Location data extrapolated from tower records is frequently used in criminal cases. It was vital, for example, to the prosecution of David Westerfield, who was convicted of murdering 7-year-old Danielle van Dam in San Diego. The killer's cell-phone usage revealed a bizarre travel pattern in the two days following the girl's disappearance, including a suspicious trip to the desert. In cases like this, wireless providers will not release a user's records without a court order, save for rare instances in which a kidnapping has taken place and time is of the essence. Domestic crime is not the only arena of law enforcement that is utilizing the tracking of mobile phone signals, the FBI and CIA have been using this technique in an effort to capture public enemy number one: Osama Bin Laden. Author Dan Campbell, writing in the October 2001 issue of Telepolis Magazine, describes how the world’s most wanted man, coordinated his attacks via his mobile phone. “Between 1996 and 1998, when the America's embassy in Kenya was bombed, the FBI found that Osama bin Laden and his staff had spent nearly 40 hours making satellite phone calls from the mountains of Afghanistan. The calls, which can be sent and received from a special phone the size of a laptop computer, were relayed via a commercial satellite to sympathizers in the west. The satellite phone appears to have been a huge convenience for the world's most wanted terrorist. He was billed for thousands of minutes of use over two years, those records indicate, and used it to issue a fatwa in February 1998 that called on Muslims to kill Americans, including civilians, anywhere in the world. Even now, as US forces move in for the kill, bin Laden's satellite phone has not been cut off. But calls to the terrorist leader are going unanswered. His international phone number - 00873 682505331 - was disclosed during a trial, held in New York earlier this year. Calls to his once-active satellite link now hear only a recorded messages saying he is "not logged on". “ Indeed, when bin Laden associates went to trial in April on charges of bombing U.S. embassies in Africa, the prosecution used billing records for calls from that phone to The Day My Laptop was Stolen Almost Killed My Business enforcement to use in keeping us safe? Do the cell phone
companies need to know where you are in order to provide their service, or have
they found, as some privacy advocates claim, a backdoor into your life, your
locations, your shopping habits?One of the worst feelings I have ever had was the day my laptop was stolen. The laptop can be replaced. However the loss of critical DATA was the biggest risk my business has ever faced.When I recovered from the experience I asked myself the question….”what can I learn from this disaster?” The lesson is simple, loss of data is the largest threat facing any business.There is nothing that can prepare you for the feeling of loss and the dread that comes with knowing that your personal data is gone forever. While it is very inconvenient and can be very expensive to replace the laptop itself, NOTHING can replace the hours of hard work that is represented by the data stored on a modern computers hard disk drive.Whether you own a laptop for personal use, or have one for business reasons, there are many, many, items that are sitting there on your hard drive that are simply priceless. We don’t often think about the little bits of ones and zeros etched into a spinning magnetic plate as being critical elements in our lives, but no matter what you use a computer for, you most likely have literally megabytes (at least) or even gigabytes of data that you can not afford to lose.For personal computer users there are mp3 play lists, emails, personal photo albums, and other important files that we all save on our hard disks. For the professional computer user, the stakes are higher…perhaps it’s the accounting data for your company’s 3rd quarter earnings, the PowerPoint presentation you will be giving to the CEO on Thursday afternoon, or the proposal that needs to be sent to the European office A.S.A.P. These “intangible” bits of data play a critical role in our professional and personal lives, whether we like it or not.Even the most experienced of computer users can take for granted their personal data stockpiles. This is where data backup storage comes into play. No matter how careful you are with your hardware there is always the potential for disaster to strike and rob you of your critical information, and the best way to ensure the integrity of your data and the hard work it represents is a well thought out online secure data backup solution.By securing your data using an online secure data backup provider you are ensuring that your data is safe not only from circumstances beyond your control, such as laptop theft or natural disasters, but also safe from user error and prying eyes. An online secure data backup solution keeps your data safe and sound in a secure, offline Part One: Mobile 911. According to the TechTV Show “Talkback”, Cell phones show where you are, and that is simply part of their design. Without the ability to pinpoint where the signal from your phone is coming from, calls could never be connected. Because cell phones decry the use of wires, and the users making the calls are often on the move, the call and the receiving signal are not at a fixed location. Therefore, the signal from the cell phone must be tracked. Cell phone service areas are divided into "cells," each of which is serviced by a base station. When you make a call, your cell phone selects the strongest base station it can find, which is usually the closest station to you. If you move out of the coverage of one base station, your phone switches to the next strongest available base station (which usually means you move into a new cell). The system always knows your location relative to the nearest cell. This occurs even when your phone is on but not being used. For efficiency's sake, an idle cell phone sends out a message on the access channel so that the system will know where to direct the page if you get an incoming call. The system knows where you are. In an urban area, each tower covers an area of approximately 1 to 2 square miles, so a caller's general location is fairly easy to pinpoint. The proliferation of cellular phones and their usage gave birth to a very unique problem: How would emergency operators track callers who called 911 on their mobile phone? Dialing 911 from a traditional, wire-based telephone, allowed the operator to track where the call was being placed, so that an emergency response could be sent. On mobile phones, the people calling in the emergency had no idea where they were, and the 911 operators had no way of exactly pin pointing where the calls where originating. Enter e911. According to the web site “Webopedia” , E911 is “short for Enhanced 911, a location technology advanced by the FCC that enables cellular phones to process 911 emergency calls and enable emergency services to locate the geographic position of the caller. When a person makes a 911 call using a traditional phone with ground wires, the call is routed to the nearest public safety answering point (PSAP) that then distributes the emergency call to the proper services. The PSAP receives the caller's phone number and the exact location of the phone from which the call was made. Prior to 1996, 911 callers using a mobile phone would have to access their service providers in order to get verification of subscription service before the call was routed to a PSAP. In 1996 the FCC ruled that a 911 call must go directly to the PSAP without receiving verification of service from a specific cellular service provider. The call must be handled by any available service carrier even if it is not the cellular phone customer's specific carrier. Under the FCC's rules, all mobile phones manufactured for sale in the United States after February 13, 2000, that are capable of operating in an analog mode must include this special method for processing 911 calls. ” In an article entitled “How cell phones reveal your location” published on the Slate (http://www.slate.com) web site, with e911, emergency operators were able to track calls from wireless phones in less to one or one half of a mile from where the call originated. The technology was so successfully that the government made it a law that all cellular phones carry the technology that enables calls to be tracked. This law is called the Wireless Communications and Public Safety Act of 1999 (911 Act) and signed into law by President Clinton on October 26, 1999. According to the law, 95 percent of all cell phones must be E911 compliant by the end of 2005. In compliance with the new law, and to better improve the service with its customers, many cell phone handsets are now equipped with Global Positioning System chips, which determine a caller's coordinates by receiving signals beamed down from a satellite array. The chip factors together the signals' different arrival times to calculate the phone's coordinates, using a mathematical process known as trilateration. At present, however, GPS data is typically not recorded for non-emergency purposes, unless the user has explicitly signed up for a location-based service. Part Two: The Hacker and the Terrorist Kevin Mitnick was a hacker. That is to say, he was king of all the hackers. Mitnick, "America's Most Wanted Computer Outlaw," eluded the police, US Marshalls, and FBI for over two years after vanishing while on probation for his 1989 conviction for computer and access device fraud. His downfall was his Christmas 1994 break-in to Tsutomu Shimomura's computers in San Diego, California. Shimomura just happened to be the head of computing technology at the San Diego Super Computer Center. Less than two months after having his computers hacked, Shimomura had tracked Mitnick down after a cross-country electronic pursuit. Mitnick was arrested by the FBI in Raleigh, North Carolina, on February 15th, 1995. Mitnick was charged in North Carolina with 23 counts of access device fraud for his activities shortly before his arrest. In California, he was charged with an additional 25 counts of access device, wire, and computer fraud. On March 16, 1999, Mitnick plead guilty to five of these counts and two additional counts from the Northern District of California. He was sentenced to 46 months and three years probation. He was released from prison on January 21, 2000, being eligible for early release after serving almost 60 months of his 68 month sentence. How was the FBI able to capture "America's Most Wanted Computer Outlaw"? By tracking down a signal from his cell phone. Luke Helder was going to set off some bombs. Specifically, he was going to set off bombs in mailboxes across the United States until the locations of his bombs made a “smiley face” pattern across the map of the U.S. He probably would have accomplished his morbid feat had he not made one crucial mistake; he turned on his cell phone. According to USA Today, as soon as he activated it, FBI agents quickly triangulated his position between two rural towns and had him in handcuffs within an hour, according to Nevada authorities. The fact that another motorist spotted Helder in passing helped authorities, but the cell phone signal was a dead giveaway "We got a call from the FBI at approximately 3:20 p.m. that the cell phone that (Helder) had been known to have had been activated somewhere between Battle Mountain and Golconda," said Maj. Rick Bradley of the Nevada Highway Patrol. "We started hitting Interstate 80." Bradley said tracking down Helder without the pinpoint location provided by the FBI would have been tougher, given the sprawling region. "It's really a rural area. There's not that much police presence," Bradley said. Cell phone triangulation is a well-known tracking method within the wireless industry, said Michael Barker, an equipment sales manager for Cell-Loc, based in Calgary, Alberta. His company provides tracking services to help people who are incapacitated and unable to dial for help. and out of cell tower range. According to Slate, Location data extrapolated from tower records is frequently used in criminal cases. It was vital, for example, to the prosecution of David Westerfield, who was convicted of murdering 7-year-old Danielle van Dam in San Diego. The killer's cell-phone usage revealed a bizarre travel pattern in the two days following the girl's disappearance, including a suspicious trip to the desert. In cases like this, wireless providers will not release a user's records without a court order, save for rare instances in which a kidnapping has taken place and time is of the essence. Domestic crime is not the only arena of law enforcement that is utilizing the tracking of mobile phone signals, the FBI and CIA have been using this technique in an effort to capture public enemy number one: Osama Bin Laden. Author Dan Campbell, writing in the October 2001 issue of Telepolis Magazine, describes how the world’s most wanted man, coordinated his attacks via his mobile phone. “Between 1996 and 1998, when the America's embassy in Kenya was bombed, the FBI found that Osama bin Laden and his staff had spent nearly 40 hours making satellite phone calls from the mountains of Afghanistan. The calls, which can be sent and received from a special phone the size of a laptop computer, were relayed via a commercial satellite to sympathizers in the west. The satellite phone appears to have been a huge convenience for the world's most wanted terrorist. He was billed for thousands of minutes of use over two years, those records indicate, and used it to issue a fatwa in February 1998 that called on Muslims to kill Americans, including civilians, anywhere in the world. Even now, as US forces move in for the kill, bin Laden's satellite phone has not been cut off. But calls to the terrorist leader are going unanswered. His international phone number - 00873 682505331 - was disclosed during a trial, held in New York earlier this year. Calls to his once-active satellite link now hear only a recorded messages saying he is "not logged on". “ Indeed, when bin Laden associates went to trial in April on charges of bombing U.S. embassies in Africa, the prosecution used billing records for calls from that phone to Support with Bad Credit! Adverse Credit Secured Homeowner Loan , the call is routed to the nearest public
safety answering point (PSAP) that then distributes the emergency call to the
proper services. The PSAP receives the caller's phone number and the exact
location of the phone from which the call was made. Prior to 1996, 911 callers
using a mobile phone would have to access their service providers in order to
get verification of subscription service before the call was routed to a PSAP.
In 1996 the FCC ruled that a 911 call must go directly to the PSAP without
receiving verification of service from a specific cellular service provider. The
call must be handled by any available service carrier even if it is not the
cellular phone customer's specific carrier. Under the FCC's rules, all mobile
phones manufactured for sale in the United States after February 13, 2000, that
are capable of operating in an analog mode must include this special method for
processing 911 calls. ”An adverse credit secured homeowner loan is the one which is secured by the home of the borrower. This means that when you take an adverse credit secured home owner loan, the title deed of the home transfers to the lender. A borrower should be very much sure in making the repayments and any default can for the lender to take away your home to recover his money. However, lenders are quite flexible in terms and conditions in presence of the security. You can always talk to the lender if you are facing any difficulty in making the repayment or if you are not able to repay a particular adverse credit secured homeowner loan installment on time.Adverse credit secured homeowner loans are gives financial support to those who are trapped in the bad credit. A person gets the tag of bad credit when they make defaults in repaying their debts on time or make late payments or non-payments, carry a large number of unpaid debts, CCJ’s and IVA’s, bankruptcy etc. Credit rating agencies keeps an eye on all this and prepares your credit report assigning you a credit score accordingly. Standard loan lenders may treat you as an alien when you are suffering with bad credit as they believe that a borrower who is not sincere in repaying his debts in the past may not be repaying their money. But with an adverse credit secured homeowner loan you can easily get the cash you may be looking for.Amount from ?5000 to ?50000 can be borrowed under an adverse credit secured homeowner loan for a repayment period varying from 5 to 25 years. The repayments are easier with low rate of interest which attracts most of the borrowers. The borrowers are free to use the loan amount for any of the personal and professional needs. This includes buying properties, bearing wedding, health and educational expenses, business financing, home improvements, getting your own automobile and any other reason.Adverse credit secured homeowner loans can also be used for consolidation of your existing debts. This helps in reducing all your debts to single monthly repayments and can save lot of your money.You can search for adverse credit secured homeowner loan through an online option where lots of free loan quotes are available for you to compare. You can apply for the one which suits best in your conditions. The lender once satisfied from the details provided by you in the application form will process your loan request. It takes 10 to 12 days to get the approval for the adverse credit secured homeowner loans. In an article entitled “How cell phones reveal your location” published on the Slate (http://www.slate.com) web site, with e911, emergency operators were able to track calls from wireless phones in less to one or one half of a mile from where the call originated. The technology was so successfully that the government made it a law that all cellular phones carry the technology that enables calls to be tracked. This law is called the Wireless Communications and Public Safety Act of 1999 (911 Act) and signed into law by President Clinton on October 26, 1999. According to the law, 95 percent of all cell phones must be E911 compliant by the end of 2005. In compliance with the new law, and to better improve the service with its customers, many cell phone handsets are now equipped with Global Positioning System chips, which determine a caller's coordinates by receiving signals beamed down from a satellite array. The chip factors together the signals' different arrival times to calculate the phone's coordinates, using a mathematical process known as trilateration. At present, however, GPS data is typically not recorded for non-emergency purposes, unless the user has explicitly signed up for a location-based service. Part Two: The Hacker and the Terrorist Kevin Mitnick was a hacker. That is to say, he was king of all the hackers. Mitnick, "America's Most Wanted Computer Outlaw," eluded the police, US Marshalls, and FBI for over two years after vanishing while on probation for his 1989 conviction for computer and access device fraud. His downfall was his Christmas 1994 break-in to Tsutomu Shimomura's computers in San Diego, California. Shimomura just happened to be the head of computing technology at the San Diego Super Computer Center. Less than two months after having his computers hacked, Shimomura had tracked Mitnick down after a cross-country electronic pursuit. Mitnick was arrested by the FBI in Raleigh, North Carolina, on February 15th, 1995. Mitnick was charged in North Carolina with 23 counts of access device fraud for his activities shortly before his arrest. In California, he was charged with an additional 25 counts of access device, wire, and computer fraud. On March 16, 1999, Mitnick plead guilty to five of these counts and two additional counts from the Northern District of California. He was sentenced to 46 months and three years probation. He was released from prison on January 21, 2000, being eligible for early release after serving almost 60 months of his 68 month sentence. How was the FBI able to capture "America's Most Wanted Computer Outlaw"? By tracking down a signal from his cell phone. Luke Helder was going to set off some bombs. Specifically, he was going to set off bombs in mailboxes across the United States until the locations of his bombs made a “smiley face” pattern across the map of the U.S. He probably would have accomplished his morbid feat had he not made one crucial mistake; he turned on his cell phone. According to USA Today, as soon as he activated it, FBI agents quickly triangulated his position between two rural towns and had him in handcuffs within an hour, according to Nevada authorities. The fact that another motorist spotted Helder in passing helped authorities, but the cell phone signal was a dead giveaway "We got a call from the FBI at approximately 3:20 p.m. that the cell phone that (Helder) had been known to have had been activated somewhere between Battle Mountain and Golconda," said Maj. Rick Bradley of the Nevada Highway Patrol. "We started hitting Interstate 80." Bradley said tracking down Helder without the pinpoint location provided by the FBI would have been tougher, given the sprawling region. "It's really a rural area. There's not that much police presence," Bradley said. Cell phone triangulation is a well-known tracking method within the wireless industry, said Michael Barker, an equipment sales manager for Cell-Loc, based in Calgary, Alberta. His company provides tracking services to help people who are incapacitated and unable to dial for help. and out of cell tower range. According to Slate, Location data extrapolated from tower records is frequently used in criminal cases. It was vital, for example, to the prosecution of David Westerfield, who was convicted of murdering 7-year-old Danielle van Dam in San Diego. The killer's cell-phone usage revealed a bizarre travel pattern in the two days following the girl's disappearance, including a suspicious trip to the desert. In cases like this, wireless providers will not release a user's records without a court order, save for rare instances in which a kidnapping has taken place and time is of the essence. Domestic crime is not the only arena of law enforcement that is utilizing the tracking of mobile phone signals, the FBI and CIA have been using this technique in an effort to capture public enemy number one: Osama Bin Laden. Author Dan Campbell, writing in the October 2001 issue of Telepolis Magazine, describes how the world’s most wanted man, coordinated his attacks via his mobile phone. “Between 1996 and 1998, when the America's embassy in Kenya was bombed, the FBI found that Osama bin Laden and his staff had spent nearly 40 hours making satellite phone calls from the mountains of Afghanistan. The calls, which can be sent and received from a special phone the size of a laptop computer, were relayed via a commercial satellite to sympathizers in the west. The satellite phone appears to have been a huge convenience for the world's most wanted terrorist. He was billed for thousands of minutes of use over two years, those records indicate, and used it to issue a fatwa in February 1998 that called on Muslims to kill Americans, including civilians, anywhere in the world. Even now, as US forces move in for the kill, bin Laden's satellite phone has not been cut off. But calls to the terrorist leader are going unanswered. His international phone number - 00873 682505331 - was disclosed during a trial, held in New York earlier this year. Calls to his once-active satellite link now hear only a recorded messages saying he is "not logged on". “ Indeed, when bin Laden associates went to trial in April on charges of bombing U.S. embassies in Africa, the prosecution used billing records for calls from that phone to Wealth Building Thru Commodity Investing : BHP Billiton Struts It's Stuff for computer and access device fraud. His downfall was his
Christmas 1994 break-in to Tsutomu Shimomura's computers in San Diego,
California. Shimomura just happened to be the head of computing technology at
the San Diego Super Computer Center. Less than two months after having his
computers hacked, Shimomura had tracked Mitnick down after a cross-country
electronic pursuit. Mitnick was arrested by the FBI in Raleigh, North Carolina,
on February 15th, 1995. If you have read any of my Wealth Building Thru Commodity Investing articles, you are quite familiar with BHP Billiton - the world's largest commodity producer. I have been on the commodity band wagon for awhile. However, after hearing BHP's earnings call on yesterday I am more convinced that the path to riches is paved with minerals.BHP announced a 41% jump in first half earnings and a $10 billion USD share buyback. Yes, that’s 10 billion - with a “b.” This is in addition to a previously announced $3 billion. Not only did it announce the buyback, but it increased its dividend for the 10th consecutive time. The news doesn’t stop there. The company has also earmarked $17.5 billion for 29 new projects worldwide and still has cash for potential acquisitions. Wow, this company is printing money faster than Ben Bernanke.BHP’s CEO, Chip Goodyear, stated during its conference call that this is simply “a case where opportunity meets preparation.” The emerging markets need “stuff” to industrialize like copper, nickel and iron ore and BHP is one of the best at providing it. Per their website, BHP isA leading supplier of core steelmaking raw materials World’s second largest copper producer World’s second largest exporter of energy coal World’s third largest producer of nickel metal World’s fourth largest producer of uranium World’s sixth largest producer of aluminium A significant producer of oil and gas Have substantial interests is diamonds, silver and titanium minerals. BHP is a global company with operations in approximately 25 countries. However, having significant assets in Australia provides strategic benefits in doing business with China. Currently 18% of its revenue comes from sales to China.Goodyear was quite confident that a slow down in the U.S. would be offset by growth in the emerging markets. He gave an example of a consumer in a country with GDP per capita greater than $15,000. The incremental copper required as that person upgrades from a Chevrolet to Mercedes is not significant. However, when a consumer moves from a bicycle to a motor cycle to a car, as the Chinese are now doing, the incremental demand is quite substantial. China’s GDP is expected to reach US$15,000 per capita around 2015 (source: World Bank, OECD, GDP at Purchasing Power Parity, CRU).Although the main stream media still promotes the old saying, that when the U.S. sneezes the entir Mitnick was charged in North Carolina with 23 counts of access device fraud for his activities shortly before his arrest. In California, he was charged with an additional 25 counts of access device, wire, and computer fraud. On March 16, 1999, Mitnick plead guilty to five of these counts and two additional counts from the Northern District of California. He was sentenced to 46 months and three years probation. He was released from prison on January 21, 2000, being eligible for early release after serving almost 60 months of his 68 month sentence. How was the FBI able to capture "America's Most Wanted Computer Outlaw"? By tracking down a signal from his cell phone. Luke Helder was going to set off some bombs. Specifically, he was going to set off bombs in mailboxes across the United States until the locations of his bombs made a “smiley face” pattern across the map of the U.S. He probably would have accomplished his morbid feat had he not made one crucial mistake; he turned on his cell phone. According to USA Today, as soon as he activated it, FBI agents quickly triangulated his position between two rural towns and had him in handcuffs within an hour, according to Nevada authorities. The fact that another motorist spotted Helder in passing helped authorities, but the cell phone signal was a dead giveaway "We got a call from the FBI at approximately 3:20 p.m. that the cell phone that (Helder) had been known to have had been activated somewhere between Battle Mountain and Golconda," said Maj. Rick Bradley of the Nevada Highway Patrol. "We started hitting Interstate 80." Bradley said tracking down Helder without the pinpoint location provided by the FBI would have been tougher, given the sprawling region. "It's really a rural area. There's not that much police presence," Bradley said. Cell phone triangulation is a well-known tracking method within the wireless industry, said Michael Barker, an equipment sales manager for Cell-Loc, based in Calgary, Alberta. His company provides tracking services to help people who are incapacitated and unable to dial for help. and out of cell tower range. According to Slate, Location data extrapolated from tower records is frequently used in criminal cases. It was vital, for example, to the prosecution of David Westerfield, who was convicted of murdering 7-year-old Danielle van Dam in San Diego. The killer's cell-phone usage revealed a bizarre travel pattern in the two days following the girl's disappearance, including a suspicious trip to the desert. In cases like this, wireless providers will not release a user's records without a court order, save for rare instances in which a kidnapping has taken place and time is of the essence. Domestic crime is not the only arena of law enforcement that is utilizing the tracking of mobile phone signals, the FBI and CIA have been using this technique in an effort to capture public enemy number one: Osama Bin Laden. Author Dan Campbell, writing in the October 2001 issue of Telepolis Magazine, describes how the world’s most wanted man, coordinated his attacks via his mobile phone. “Between 1996 and 1998, when the America's embassy in Kenya was bombed, the FBI found that Osama bin Laden and his staff had spent nearly 40 hours making satellite phone calls from the mountains of Afghanistan. The calls, which can be sent and received from a special phone the size of a laptop computer, were relayed via a commercial satellite to sympathizers in the west. The satellite phone appears to have been a huge convenience for the world's most wanted terrorist. He was billed for thousands of minutes of use over two years, those records indicate, and used it to issue a fatwa in February 1998 that called on Muslims to kill Americans, including civilians, anywhere in the world. Even now, as US forces move in for the kill, bin Laden's satellite phone has not been cut off. But calls to the terrorist leader are going unanswered. His international phone number - 00873 682505331 - was disclosed during a trial, held in New York earlier this year. Calls to his once-active satellite link now hear only a recorded messages saying he is "not logged on". “ Indeed, when bin Laden associates went to trial in April on charges of bombing U.S. embassies in Africa, the prosecution used billing records for calls from that phone to Affiliate Marketing: An Online Marketing Strategy s manager for Cell-Loc, based in
Calgary, Alberta. His company provides tracking services to help people who are
incapacitated and unable to dial for help.Everybody it seems can make money online. The simplest way perhaps is to make money online through affiliate marketing. If you have a website, you can list other people's websites on yours and become an affiliate, making money online through sales commissions every time someone goes to their site through yours and makes a purchase. You can make anywhere from 5% to 30% by just advertising their link.Further, affiliate marketing allows you to make money online by earning commissions off sub-affiliates, people you have brought on to be affiliates of the parent company. These two-tiered affiliates may seem like a pyramid scheme, but the point is, it generates a tremendous amount of traffic to your site as well as to your partners' sites, which helps everyone make money online.The biggest key to making money online through an affiliate program is by generating traffic. You won't make money online, though, by adding numerous links that have nothing to do with you or your product. For example, if you are a web developer, you won't make money online by becoming an affiliate of websites selling fishing equipment. However, you can make money online by becoming an affiliate of web development software. Make money online by linking to bookstores that carry books your clients may be interested in or trade publications and e-zines. As with any business, it all depends on who you market to.In order to make money online, you need diligence and perseverance. It won't be made overnight, but through continual marketing efforts, you can make money online.Copyright 2005 Marsh Uele and out of cell tower range. According to Slate, Location data extrapolated from tower records is frequently used in criminal cases. It was vital, for example, to the prosecution of David Westerfield, who was convicted of murdering 7-year-old Danielle van Dam in San Diego. The killer's cell-phone usage revealed a bizarre travel pattern in the two days following the girl's disappearance, including a suspicious trip to the desert. In cases like this, wireless providers will not release a user's records without a court order, save for rare instances in which a kidnapping has taken place and time is of the essence. Domestic crime is not the only arena of law enforcement that is utilizing the tracking of mobile phone signals, the FBI and CIA have been using this technique in an effort to capture public enemy number one: Osama Bin Laden. Author Dan Campbell, writing in the October 2001 issue of Telepolis Magazine, describes how the world’s most wanted man, coordinated his attacks via his mobile phone. “Between 1996 and 1998, when the America's embassy in Kenya was bombed, the FBI found that Osama bin Laden and his staff had spent nearly 40 hours making satellite phone calls from the mountains of Afghanistan. The calls, which can be sent and received from a special phone the size of a laptop computer, were relayed via a commercial satellite to sympathizers in the west. The satellite phone appears to have been a huge convenience for the world's most wanted terrorist. He was billed for thousands of minutes of use over two years, those records indicate, and used it to issue a fatwa in February 1998 that called on Muslims to kill Americans, including civilians, anywhere in the world. Even now, as US forces move in for the kill, bin Laden's satellite phone has not been cut off. But calls to the terrorist leader are going unanswered. His international phone number - 00873 682505331 - was disclosed during a trial, held in New York earlier this year. Calls to his once-active satellite link now hear only a recorded messages saying he is "not logged on". “ Indeed, when bin Laden associates went to trial in April on charges of bombing U.S. embassies in Africa, the prosecution used billing records for calls from that phone to connect them to bin Laden--but not intercepts of conversations. Apparently, the FBI are not the only individuals aware of the fact that the tracing of mobile phone signals can be used to track down an individual’s location. With American forces closing in on him during the battle of Tora Bora in late 2001, Osama bin Laden employed a simple trick against sophisticated United State spy technology to vanish into the mountains that led to Pakistan and sanctuary. According to CBS News, A Moroccan who was one of bin Laden's long-time bodyguards took possession of the al-Qaeda leader's satellite phone on the assumption that US intelligence agencies were monitoring it to get a fix on their position, said senior Moroccan officials, who have interviewed the bodyguard, Abdallah Tabarak. Tabarak moved away from bin Laden and his entourage as they fled, using the phone to divert the Americans and allow bin Laden to escape. Tabarak was later captured at Tora Bora in possession of the phone. The use of Cell phone triangulation and the tracking of other mobile signals appear to be an effective weapon for law enforcement, one that many agencies are going to be reluctant to give up. But does the use of technology come at a price: the sacrifice of privacy and civil rights of the people using mobile technology. Part Three: Cell Phone Commercials The ability to track a person using their cell phone has not been lost on marketing professionals looking to find a new avenue into consumer buying habits and preferences. The ability to track individuals’ movements through their mobile signal has very appealing commercial potentials. For example: ∑ Your phone will be able to tell you where the nearest hospital, shopping mall, or McDonald's is located ∑ Merchants could automatically send you location-based advertising and special offers when their technology senses you're near their stores ∑ If you've pre-loaded their phone numbers and personal information, your phone could alert you when a friend or family member is in the area “Advertisers are eager to use location services to alert you when you pass near a store that might be of interest. Such services are likely in some form, but carriers are proceeding cautiously. They're aware you may not want to see ads for McDonalds every time you pass by the golden arches. Carriers don't want to annoy users because it's so easy to switch providers”, says Allen Nogee, a senior analyst at Cahners In-Stat Group said on the CNN web site. The idea of advertisers and law enforcement knowing where you are at any given moment and where you have been has naturally rubbed privacy-advocate groups the wrong way. While there is some upsides for the use of this technology, privacy groups say the potential for abuse of this technology is very high and very real and they would like to see some provisions built into cell-phone tracking laws that allow for the privacy of the consumer not to be compromised. "There certainly need to be better emergency procedures [for cell-phone calls]," says David Sobel, general counsel for the Electronic Privacy Information Center in Washington, D.C during an interview with ABC news. "But once the technology exists, there has to be some way for users to control how the info can be used." Sobel says while the FCC mandated the E911 program, federal legislators haven't put into place how that information may be used or who would have access to it. "The Justice Department and FBI do routinely get information from cell-phone service providers," says Sobel. But, "There are lingering question on what the legal standard is to be used to get location information from cell-phone providers. There is nothing in federal law that addresses that issue.” According to Sobel, another large privacy issue that might be at stake is not only the information that is being delivered by using this technology, but the technology itself might be violating the privacy of mobile communications just by the way the technology works. “The e911 rules enacted by the Federal Communications Commission govern the emerging form of telecommunications known as "packet mode" communication. Law enforcement agencies already have the authority to demand information that identifies a phone call as long as it is separate from the call's contents. However, with packet-mode communication technology, data containing the numbers cannot be separated from data containing phone conversations. Thus when police agencies demand phone number data, phone service providers will have to give them data containing conversations as well,” said Sobel. Sobel and lawyers from two other organizations are asking the U.S. Court of Appeals in Washington, D.C., to block the FCC rules. "The FBI is seeking surveillance capabilities that far exceed the powers law enforcement has had in the past and is entitled to under the law," Sobel said. Similar legislation for the ability to track movements using mobile technology has met with stiff resistance in other countries. According to ZDNET UK (http://www.zdnet.com) in the United Kingdom, civil liberties advocates are outraged at the implications of the newly passed Regulation of Investigatory Powers Act, which could allow British law enforcement agencies to trace the movements of mobile phone users with a minimum of accountability. Privacy advocates have vowed to have this law over-turned in this country, but in the meantime, the British government plans to fully extend and incorporate this law into British law enforcement, no matter what privacy groups say. "The whole point of RIP (the Regulation of Investigatory Powers Act) is to update surveillance," a spokeswoman from the British Home Office said. "If you haven't broken the law then you've nothing to fear." Conclusion: Cell Phone Spam? Law enforcement agencies, already beleaguered by an out of control handgun problem and a across the board rise in crime in the United States, coupled with the fact that they must now deal with the horrifying specter of terrorism in their cities, will not be too quick to give up a powerful new weapon in catching criminals, especially not one that will essentially tell them where they are exactly. Any fight that privacy groups may put up will ultimately prove to be futile to lawmakers in Congress, who want to be seen as giving law enforcement every chance they can to be effective. However, privacy groups have a legitimate point in their fears that a technology of this sort is ripe to be exploited unless the lawmakers take action to limit the very personal data offered by this tracking technology. Email is a perfect example of a technology that, in its infant stages, was seen as revolutionary new form of communication. Now, email systems are so overloaded with spam coming in from not only the United States but also from Russia and Nigeria, that congress has acted to implement new laws to stem the tide. Cell phones now have the ability to send and receive photographs, how much longer will it be before advertising, in full color begins to find its way to your telephone? The outrage of having “cell-phone spam” may be so great that he consumer uproar will cause any type of mobile technology to be severely limited by law, perhaps even stripping out some of the positive aspects such as those used by law enforcement.
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