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Suggest You - The Biggest Bank Robbers Are The Banks Themselves
In today’s economy, knowledge management has moved from being one of the resources of competitive advantage to being the most important resource. All attention has been turned toward knowledge and methods to manage it. Nonaka (1991) states that knowledge and its strategic use is one sure source of sustained competitive advantage for organizations. Thus, the processes used to retain and transfer knowledge is becoming the main objective of organizations. For that, knowledge management systems are created based on organizational needs in order to efficiently create and share knowledge.However, few knowledge management systems have been able to d
No amount of PR; Advertising; Direct Marketing will ever change the attitudes of the thousands who have been ripped off.
So advertise away…spend millions more of our money trying to cover up your dirty deeds and regain our confidence…what a laugh because you never will regain our confidence – ever.
Additionally the BBC (the poacher turned gamekeeper!) in a nine month investigation working undercover in a leading British Bank revealed a cu
A card merchant account can put your business on the road to financial success. If your company is not yet accepting credit card payments, you are missing out on the powerful potential of this income stream. Many business owners who started taking credit card payments claim that their income has doubled while overhead costs have diminished. When you become eligible to receive credit card payments, you are likely to experience an increase in sales volume and chase fewer dud checks. To facilitate credit card payment, however, you will need to apply for a merchant account.Start by finding a lender you can trust. This may be a bank you already wo
Which, in turn, gives an awful example of Top-Down-Management, and the total disregard and contempt it holds for its most important asset, you, its customer.
Firstly it is obvious that the Management of British Banks are incapable of knowing what its left hand is doing from its right. Because boy, have they just wasted millions of pounds, poured down the black hole of wasted Advertising and Marketing money!
And it is going to cost them many many millions more to try and attempt to restore the image of the British Banking System! If ever!
The facts?
Lets give you an example, say you had, inadvertently, gone overdrawn on your bank account by, lets say ?5. The banks would, unlawfully I hasten to add, charge you anywhere between ?30 and ?40.
There is convincing documentary evidence that the bank's true costs is no more that ?2 and normally far less. Their penalty charges produce a profit margin as much as 1700% (seventeen hundred percent), but the scary thing is that it is totally unlawful.
As the BBC recently reported there has been a massive consumer movement over the last year. Well over one million bank customers have challenged their banks on the legality of penalty charges and have reclaimed their money.
Despite this, the banks continue to resist claims. The banks continue to deny that they are breaking the law.
Banks continue to clog the courts with sham defences. Banks continue to apply their unlawful penalty charges. Each bank claims that it is acting in line with all of the other banks.
Despite all of this, despite mounting public pressure, despite mounting publicity, despite mounting condemnation from the financial ombudsman, the banks continue to defy authority.
Well done Top-Down-Management, well done Marketing Departments, you will now have plenty of excuses to go to your paymasters and beg for millions more money to squander down the black hole of one-way advertising… Together with lavish and beautifully produced direct mail brochures…all to no avail I hasten to add.
No amount of money will save you now, one-way glitz no longer works, especially when you have been accused of ripping off your customers big time.
They should manufacture a special Oscar, for the achievement of the best Top-Down-Management financial scam ever! A sort of lifetime award!
No amount of PR; Advertising; Direct Marketing will ever change the attitudes of the thousands who have been ripped off.
So advertise away…spend millions more of our money trying to cover up your dirty deeds and regain our confidence…what a laugh because you never will regain our confidence – ever.
Additionally the BBC (the poacher turned gamekeeper!) in a nine month investigation working undercover in a leading British Bank revealed a cu
Business cards are great for advertising a new business that has just been launched. There is usually a cash flow problem in the beginning stages of the business. By making use of these little cards to advertise your business could mean a huge saving on advertising material.The cards can be designed and printed in your office. Print a few first to test on your friends and family. Welcome their input and change your cards accordingly. Make sure that they are clearly printed in color so that they will be eye catching and easy to pass on to passers by. Black and white can be very boring and do not influence the receivers to read them and k
The facts?
Lets give you an example, say you had, inadvertently, gone overdrawn on your bank account by, lets say ?5. The banks would, unlawfully I hasten to add, charge you anywhere between ?30 and ?40.
There is convincing documentary evidence that the bank's true costs is no more that ?2 and normally far less. Their penalty charges produce a profit margin as much as 1700% (seventeen hundred percent), but the scary thing is that it is totally unlawful.
As the BBC recently reported there has been a massive consumer movement over the last year. Well over one million bank customers have challenged their banks on the legality of penalty charges and have reclaimed their money.
Despite this, the banks continue to resist claims. The banks continue to deny that they are breaking the law.
Banks continue to clog the courts with sham defences. Banks continue to apply their unlawful penalty charges. Each bank claims that it is acting in line with all of the other banks.
Despite all of this, despite mounting public pressure, despite mounting publicity, despite mounting condemnation from the financial ombudsman, the banks continue to defy authority.
Well done Top-Down-Management, well done Marketing Departments, you will now have plenty of excuses to go to your paymasters and beg for millions more money to squander down the black hole of one-way advertising… Together with lavish and beautifully produced direct mail brochures…all to no avail I hasten to add.
No amount of money will save you now, one-way glitz no longer works, especially when you have been accused of ripping off your customers big time.
They should manufacture a special Oscar, for the achievement of the best Top-Down-Management financial scam ever! A sort of lifetime award!
No amount of PR; Advertising; Direct Marketing will ever change the attitudes of the thousands who have been ripped off.
So advertise away…spend millions more of our money trying to cover up your dirty deeds and regain our confidence…what a laugh because you never will regain our confidence – ever.
Additionally the BBC (the poacher turned gamekeeper!) in a nine month investigation working undercover in a leading British Bank revealed a cu
Getting a translation done can be a serious business. Maybe not if you are only having a brief email translated, but definitely so if you are dealing with business documents, reports of anything that will be printed. Many people however approach translation too lightly believing it is an easy, quick and straightforward process. This is far from the truth.Translation is a complex affair and needs to be approached sensibly in order to avoid poor results. Before starting a project that involves translation, consider the following common thoughts people have about translation services. Do you think the same?I know a foreign language, I
Despite this, the banks continue to resist claims. The banks continue to deny that they are breaking the law.
Banks continue to clog the courts with sham defences. Banks continue to apply their unlawful penalty charges. Each bank claims that it is acting in line with all of the other banks.
Despite all of this, despite mounting public pressure, despite mounting publicity, despite mounting condemnation from the financial ombudsman, the banks continue to defy authority.
Well done Top-Down-Management, well done Marketing Departments, you will now have plenty of excuses to go to your paymasters and beg for millions more money to squander down the black hole of one-way advertising… Together with lavish and beautifully produced direct mail brochures…all to no avail I hasten to add.
No amount of money will save you now, one-way glitz no longer works, especially when you have been accused of ripping off your customers big time.
They should manufacture a special Oscar, for the achievement of the best Top-Down-Management financial scam ever! A sort of lifetime award!
No amount of PR; Advertising; Direct Marketing will ever change the attitudes of the thousands who have been ripped off.
So advertise away…spend millions more of our money trying to cover up your dirty deeds and regain our confidence…what a laugh because you never will regain our confidence – ever.
Additionally the BBC (the poacher turned gamekeeper!) in a nine month investigation working undercover in a leading British Bank revealed a cu
In every business organization, accouting business outsource process plays an important role. Accounting is one such department which every company has to maintain. This area keeps changing year after year and so every company has to keep up with the changes in it. For this, you have to manage your book records till you finish up paying taxes for a financial year and again keep it safely for future reference. Every company dreams to prosper well in its business and for this they have to struggle hard to survive longer by bringing perfection in their every work. Today, there is intense competition in the business world and every company is looking fo
Well done Top-Down-Management, well done Marketing Departments, you will now have plenty of excuses to go to your paymasters and beg for millions more money to squander down the black hole of one-way advertising… Together with lavish and beautifully produced direct mail brochures…all to no avail I hasten to add.
No amount of money will save you now, one-way glitz no longer works, especially when you have been accused of ripping off your customers big time.
They should manufacture a special Oscar, for the achievement of the best Top-Down-Management financial scam ever! A sort of lifetime award!
No amount of PR; Advertising; Direct Marketing will ever change the attitudes of the thousands who have been ripped off.
So advertise away…spend millions more of our money trying to cover up your dirty deeds and regain our confidence…what a laugh because you never will regain our confidence – ever.
Additionally the BBC (the poacher turned gamekeeper!) in a nine month investigation working undercover in a leading British Bank revealed a cu
Are you stopping ... and don't know it? Are you stopping ... and don't show it? If you're stopping ... you won't grow it? So STOP it!Sound a little corny? Well, it's really not. I was working on a product recently and continued to re-record 1 section to the point it was getting out of hand. I kept saying, "Why do I keep messing this up -- why can't I be done?" Then I realized -- I didn't want it to be done because that means I would need to launch it. That means I need to show it to the world. I had no idea I was stopping in the form of "perfection" with my recording.Another reason for stopping; those infamous doubtful voices. I bet yo
No amount of PR; Advertising; Direct Marketing will ever change the attitudes of the thousands who have been ripped off.
So advertise away…spend millions more of our money trying to cover up your dirty deeds and regain our confidence…what a laugh because you never will regain our confidence – ever.
Additionally the BBC (the poacher turned gamekeeper!) in a nine month investigation working undercover in a leading British Bank revealed a culture of ruthlessness and lies which will shock their customers.
For example: "With a touch of glee, my bank trainer told a classroom of call centre trainees that he "loved" getting customers complaining about bank charges".
"They'd phone up, start crying and blaming you and telling you their kids are going to starve. And I'd be like, 'I don't know you – I don't care. I was just thinking you're not getting it back. I was a right git."
And I have in front of me a marketing magazine article "The age of audience participation".
And this is from Barclays Bank, one of England's leading financial institutions, who obviously must have the very finest example of Top-Down-Management at its worst.
In an age when technology is supposed to be allowing us to get closer to customers there is evidence of a very cynical attitude towards the customers and their money. One of the Barclays people said "I hate it when they say the customer is always right. It's just ridiculous. Someone was stoned when they made up that policy."
Hey Barclays Marketing Department, there goes a few more millions of your (wasted) efforts. Boys are you going to have to find ways to rectify all this mess. The customers are always wrong…right?
Could it possibly be that in this era of high growth and higher education, that more and more people are entering into marketing communications with absolutely no idea of the process of communication, no idea or concept of customer acquisition and retention.
Certainly, given the evidence here, they have no concept of service. And I've just finished reading a book called, "Service, Service, Service"! Ain't no such thing!
There is more, a hideous story after story of dreadful client mistreatment and rampant dishonesty, it makes me ashamed of the whole of the British Advertising and Marketing community, and, more worrying than that, these attitudes to me, demonstrate the decline and fall of the British economy!
Of course I have more to say, how to solve this crisis in inefficient Top-Down-Management, how to tackle the problems from an interactive marketing communications standpoint and much more. But that's later…much later because more of this dreadful story is still to emerge sad to say!
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