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    Burning Bridges Creates Obstacles to Smooth Traveling for Business Startups
    Before you give up your career and order those cards for your spanking brand-new business startup, think twice.The fact is financial success in a new business startup may take a while. If you can transition, rather than jumping without a parachute, your bank account will thank you.First, let's go over the major "career paths' you can choose to earn a living. They are:1. Employee 2. Self-Employed 3. Business Owner As an Employee, you are hired to perform a specific role in a company. Many jobs allow you to leave your work at work, and spend your free time with your family, without worry. You also may receive great benefits, like healthcare, retirement plans, and most importantly, paid vacation.If you are considering stepping out of the role of Employee,
    His presence easily. This is a source of frustration for me and I want to be able to be with Him all the time and not struggle.

    So…in my prayer time, I speak this …out loud…over my life:

    “Lord, I dwell in your sanctuary and live on your holy hill because my walk is blameless through Jesus Christ. I speak the truth from my heart. I have no slander on my tongue. I do my neighbor no wrong and I cast no slur on my fellowman. I despise a vile man but honor those who fear the Lord. I keep my oath even when it hurts. I lend my money without usury (interest) and I do not accept a bribe against the innocent. SinceI do these things, I will never be shaken.”

    Notice the present tense? “I speak…I have…I do…I keep…I lend…I do not…” I am speaking things that in some case, may “be not”…but I “speak them as though they are” !

    This prayer is based on Psalm 15. As I read through the Psalms one day, it penetrated

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    Prayer. It's the foundation of a Christian mom's life. Why? Because as moms, we are one of the most influential people in our children's lives. (The other, equally influential person is their father, of course.) For good or bad, what we say and do to our children affects their self-esteem, their choice of a future spouse, their occupation, and their positive (or negative) outlook on life.

    As we pray over our children's lives, we can change their future. We can pronounce blessings on them, bring good relationships into their lives, and help them cope with growing up.

    Methods of Prayer

    There are quite a few different approaches to prayer that I’ve experienced in my life.

    Before I became a believer, I didn't even know you could talk to God. I didn’t know you could actually speak to God like He was your friend. I thought everything had to be in formal speech or “official” prayers recited at church. In fact, when I first started seeking God, I prayed the only prayer I knew: the Lord's Prayer. I prayed it over and over again. I don't know what I thought would happen by repeating it so much but it did give me a little bit of peace.

    After I became a believer, I learned that God wanted me to “be real” with Him and talk to Him like I would talk to a flesh and blood person. Better than that, a friend! I learned to pray according to the acrostic ACTS:

    • Adoration
    • Confession
    • Thanksgiving
    • Supplication

    This was helpful in giving me some type of form to my prayers. It helped me to remember that I was to praise God first, then confess my sins and receive forgiveness. Thanksgiving was my opportunity to give thanks for all He has done in my life and finally, supplication was the time I spent bringing my needs before Him and interceding on behalf of others.

    For many years, I enjoyed wonderful fellowship with God as I prayed this way. Many times He showed me new things about myself…things that needed to change. He also gave me new revelation about His Word.

    The Desert

    But after a few years, just as in anything else that becomes routine, my prayer life began to dry up. I felt like it was a duty…I didn’t feel my prayers were being answered and I didn’t realize the presence of God as strongly as I used to in my prayer closet.

    I believe that whenever we experience this kind of “dryness” in our spiritual lives, God is calling us to a higher level. It is up to us to press in; don’t become discouraged.

    After much pursuit, God finally showed me that I needed to begin to pray His Word back to Him. I had heard about this before and even practiced it before in my prayer life but I didn’t understand what I was doing. In the past, I had prayed His Word as a “formula”, not really knowing the truth about what I was saying. It was not powered by the spirit; it was only being fed by the flesh.

    Pray the Word!

    But in my pursuit of Him, His Spirit "enlightened the eyes of my heart" about this issue. He showed me through the Word (and the words of other pastors and teachers like my own pastor. Also, Charles Capps, Creflo Dollar and Joyce Meyer) that He spoke the Words of creation before anything even existed in the world. He spoke light into darkness. He spoke water and land and animals where there was nothing before. God showed me that I needed to do that over my own life. Where I was impatient, I needed to speak patience. Where I was unmerciful, I needed to speak mercy. Where my children needed help, I had to speak their future over them…a fruitful spiritual life, a life that glorifies God, a loving spouse for them. All of these things are our promises in God.

    A Real-Life Application

    I love to be in the presence of the Lord. But sometimes, I just am not there. I live on this earth and frequently I am distracted by the problems of this world and cannot enter into His presence easily. This is a source of frustration for me and I want to be able to be with Him all the time and not struggle.

    So…in my prayer time, I speak this …out loud…over my life:

    “Lord, I dwell in your sanctuary and live on your holy hill because my walk is blameless through Jesus Christ. I speak the truth from my heart. I have no slander on my tongue. I do my neighbor no wrong and I cast no slur on my fellowman. I despise a vile man but honor those who fear the Lord. I keep my oath even when it hurts. I lend my money without usury (interest) and I do not accept a bribe against the innocent. SinceI do these things, I will never be shaken.”

    Notice the present tense? “I speak…I have…I do…I keep…I lend…I do not…” I am speaking things that in some case, may “be not”…but I “speak them as though they are” !

    This prayer is based on Psalm 15. As I read through the Psalms one day, it penetrated

    Re-Mortgages - Get Up to Date
    If you’re thinking of improving your home, investing in buy-to-let or holiday property or maybe consolidating your debts, you’re probably thinking of re-mortgaging. If your current mortgage is now some years old, you’re probably out of date on what’s available. Forget the old “one size fits all” mortgages. Mortgages today are varied and there’s probably one just waiting for you.In view of the fact that there are around 4,000 different loans available, obviously we can’t cover them all, but here are a couple of popular options:-Flexible mortgages have no fixed term. It’s up to you to choose what you spend your loan on, however the loan is secured by your property so it is essential that you keep up to date with your monthly repayments, otherwise you risk losing your home. These mortgages can be bas
    ayer I knew: the Lord's Prayer. I prayed it over and over again. I don't know what I thought would happen by repeating it so much but it did give me a little bit of peace.

    After I became a believer, I learned that God wanted me to “be real” with Him and talk to Him like I would talk to a flesh and blood person. Better than that, a friend! I learned to pray according to the acrostic ACTS:

    • Adoration
    • Confession
    • Thanksgiving
    • Supplication

    This was helpful in giving me some type of form to my prayers. It helped me to remember that I was to praise God first, then confess my sins and receive forgiveness. Thanksgiving was my opportunity to give thanks for all He has done in my life and finally, supplication was the time I spent bringing my needs before Him and interceding on behalf of others.

    For many years, I enjoyed wonderful fellowship with God as I prayed this way. Many times He showed me new things about myself…things that needed to change. He also gave me new revelation about His Word.

    The Desert

    But after a few years, just as in anything else that becomes routine, my prayer life began to dry up. I felt like it was a duty…I didn’t feel my prayers were being answered and I didn’t realize the presence of God as strongly as I used to in my prayer closet.

    I believe that whenever we experience this kind of “dryness” in our spiritual lives, God is calling us to a higher level. It is up to us to press in; don’t become discouraged.

    After much pursuit, God finally showed me that I needed to begin to pray His Word back to Him. I had heard about this before and even practiced it before in my prayer life but I didn’t understand what I was doing. In the past, I had prayed His Word as a “formula”, not really knowing the truth about what I was saying. It was not powered by the spirit; it was only being fed by the flesh.

    Pray the Word!

    But in my pursuit of Him, His Spirit "enlightened the eyes of my heart" about this issue. He showed me through the Word (and the words of other pastors and teachers like my own pastor. Also, Charles Capps, Creflo Dollar and Joyce Meyer) that He spoke the Words of creation before anything even existed in the world. He spoke light into darkness. He spoke water and land and animals where there was nothing before. God showed me that I needed to do that over my own life. Where I was impatient, I needed to speak patience. Where I was unmerciful, I needed to speak mercy. Where my children needed help, I had to speak their future over them…a fruitful spiritual life, a life that glorifies God, a loving spouse for them. All of these things are our promises in God.

    A Real-Life Application

    I love to be in the presence of the Lord. But sometimes, I just am not there. I live on this earth and frequently I am distracted by the problems of this world and cannot enter into His presence easily. This is a source of frustration for me and I want to be able to be with Him all the time and not struggle.

    So…in my prayer time, I speak this …out loud…over my life:

    “Lord, I dwell in your sanctuary and live on your holy hill because my walk is blameless through Jesus Christ. I speak the truth from my heart. I have no slander on my tongue. I do my neighbor no wrong and I cast no slur on my fellowman. I despise a vile man but honor those who fear the Lord. I keep my oath even when it hurts. I lend my money without usury (interest) and I do not accept a bribe against the innocent. SinceI do these things, I will never be shaken.”

    Notice the present tense? “I speak…I have…I do…I keep…I lend…I do not…” I am speaking things that in some case, may “be not”…but I “speak them as though they are” !

    This prayer is based on Psalm 15. As I read through the Psalms one day, it penetrated

    How Do You Know If You Have a Good Mortgage Broker?
    1. Your broker should present to you all of your mortgage options - He should never presume to guess that there are options you don't want. He should not be providing you with only the mortgage options that allow him to make the most money.2. Your broker should fully disclose all anticipated fees with you - He should also be able to answer all questions and address all of your concerns, in a way that is understandable to you. Make sure you go through all of the fees one by one and make sure that you understand them. Many brokers will assess fees that are unnecessary, especially with sub-prime borrowers.3. Your broker should be working as your agent and should be working to find a loan situation that suits your financial needs - The brokers commission should not be a factor
    times He showed me new things about myself…things that needed to change. He also gave me new revelation about His Word.

    The Desert

    But after a few years, just as in anything else that becomes routine, my prayer life began to dry up. I felt like it was a duty…I didn’t feel my prayers were being answered and I didn’t realize the presence of God as strongly as I used to in my prayer closet.

    I believe that whenever we experience this kind of “dryness” in our spiritual lives, God is calling us to a higher level. It is up to us to press in; don’t become discouraged.

    After much pursuit, God finally showed me that I needed to begin to pray His Word back to Him. I had heard about this before and even practiced it before in my prayer life but I didn’t understand what I was doing. In the past, I had prayed His Word as a “formula”, not really knowing the truth about what I was saying. It was not powered by the spirit; it was only being fed by the flesh.

    Pray the Word!

    But in my pursuit of Him, His Spirit "enlightened the eyes of my heart" about this issue. He showed me through the Word (and the words of other pastors and teachers like my own pastor. Also, Charles Capps, Creflo Dollar and Joyce Meyer) that He spoke the Words of creation before anything even existed in the world. He spoke light into darkness. He spoke water and land and animals where there was nothing before. God showed me that I needed to do that over my own life. Where I was impatient, I needed to speak patience. Where I was unmerciful, I needed to speak mercy. Where my children needed help, I had to speak their future over them…a fruitful spiritual life, a life that glorifies God, a loving spouse for them. All of these things are our promises in God.

    A Real-Life Application

    I love to be in the presence of the Lord. But sometimes, I just am not there. I live on this earth and frequently I am distracted by the problems of this world and cannot enter into His presence easily. This is a source of frustration for me and I want to be able to be with Him all the time and not struggle.

    So…in my prayer time, I speak this …out loud…over my life:

    “Lord, I dwell in your sanctuary and live on your holy hill because my walk is blameless through Jesus Christ. I speak the truth from my heart. I have no slander on my tongue. I do my neighbor no wrong and I cast no slur on my fellowman. I despise a vile man but honor those who fear the Lord. I keep my oath even when it hurts. I lend my money without usury (interest) and I do not accept a bribe against the innocent. SinceI do these things, I will never be shaken.”

    Notice the present tense? “I speak…I have…I do…I keep…I lend…I do not…” I am speaking things that in some case, may “be not”…but I “speak them as though they are” !

    This prayer is based on Psalm 15. As I read through the Psalms one day, it penetrated

    What if Leases Were Better Understood by Small Business Owners?
    What if more people getting into their own small business understood their lease agreements better? What if a small business owner going into a space near a larger retail outlet anchor tenant realized that if that business closes that their traffic and store volumes will drop to a trickle?What if small business owners realized that they were on the hook for the full-term of that lease whether their business went out of business or not? What if the small business owners read the lease and understood all the clauses in it? What if small business owners just starting out got proper legal advice?What if lawyers did not charge and arm and a leg and do limited services for their high fees? What if the leasor’s lawyers were not smarter than the leasee’s lawyers? What if a hand shake deal between the leas
    he Word!

    But in my pursuit of Him, His Spirit "enlightened the eyes of my heart" about this issue. He showed me through the Word (and the words of other pastors and teachers like my own pastor. Also, Charles Capps, Creflo Dollar and Joyce Meyer) that He spoke the Words of creation before anything even existed in the world. He spoke light into darkness. He spoke water and land and animals where there was nothing before. God showed me that I needed to do that over my own life. Where I was impatient, I needed to speak patience. Where I was unmerciful, I needed to speak mercy. Where my children needed help, I had to speak their future over them…a fruitful spiritual life, a life that glorifies God, a loving spouse for them. All of these things are our promises in God.

    A Real-Life Application

    I love to be in the presence of the Lord. But sometimes, I just am not there. I live on this earth and frequently I am distracted by the problems of this world and cannot enter into His presence easily. This is a source of frustration for me and I want to be able to be with Him all the time and not struggle.

    So…in my prayer time, I speak this …out loud…over my life:

    “Lord, I dwell in your sanctuary and live on your holy hill because my walk is blameless through Jesus Christ. I speak the truth from my heart. I have no slander on my tongue. I do my neighbor no wrong and I cast no slur on my fellowman. I despise a vile man but honor those who fear the Lord. I keep my oath even when it hurts. I lend my money without usury (interest) and I do not accept a bribe against the innocent. SinceI do these things, I will never be shaken.”

    Notice the present tense? “I speak…I have…I do…I keep…I lend…I do not…” I am speaking things that in some case, may “be not”…but I “speak them as though they are” !

    This prayer is based on Psalm 15. As I read through the Psalms one day, it penetrated

    The 4 Critical Moments in the Buyer's Mind
    The key to understanding the how to sell anything is understanding what goes through a potential buyer’s mind. By tapping into their thought process, you unlock the secrets to selling them exactly what they want. Of course, since we’re all consumers in one way or another, this isn’t as difficult as it sounds. In fact, once you examine the different types of shoppers out there, it’s easy to anticipate their needs and the critical moments in their minds as they decide on one product over another.First, then, it is essential to look at each of the types of shoppers, to get a better idea of the critical points in their decision making process:• Economic Shopper: this is the kind of customer whose main focus is on the price of a product. Their main motivation is getting the most value for their mon
    His presence easily. This is a source of frustration for me and I want to be able to be with Him all the time and not struggle.

    So…in my prayer time, I speak this …out loud…over my life:

    “Lord, I dwell in your sanctuary and live on your holy hill because my walk is blameless through Jesus Christ. I speak the truth from my heart. I have no slander on my tongue. I do my neighbor no wrong and I cast no slur on my fellowman. I despise a vile man but honor those who fear the Lord. I keep my oath even when it hurts. I lend my money without usury (interest) and I do not accept a bribe against the innocent. SinceI do these things, I will never be shaken.”

    Notice the present tense? “I speak…I have…I do…I keep…I lend…I do not…” I am speaking things that in some case, may “be not”…but I “speak them as though they are” !

    This prayer is based on Psalm 15. As I read through the Psalms one day, it penetrated my heart...this is what I wanted inmy life. Even though some of it may not be manifested just yet, I am getting there. It encourages me and builds my faith to know that someday I will walk in those promises!

    Here are some more scriptures I can suggest to you that will help you bring specific changes into your life:

    Do you want to…

    • be filled with God’s love? Ephesians 3:17-21
    • protected from harm and vindicated? Isaiah 54:16-17
    • be blessed? 1 Chronicles 4:10 (The Prayer of Jabez)
    • believe…and not doubt God? Psalm 28:6-9, Psalm 34:8-10, Isaiah 55:11-13

    Before you start praying these scriptures over yourself, really study them and meditate on them. Rewrite them and personalize them for yourself. Remember that all the promises that are in the Bible are ours ONLY through Jesus Christ. He died and rose again so that we could, IN FAITH, believe and declare these things over our lives. It is not a formula…it is truth, it is reality… once you get it in your heart.

    Pray for your children and husband by putting their names in the prayer along with yours. Deuteronomy 28:1-14, Deuteronomy 30:19-20 and Psalm 112 are an example of the Word as applied to our families to be blessed and to prosper.

    By the way, I still pray the “ACTS” way only sometimes it’s “TCSA” or “CATS”…I still include it all but sometimes the order is different…it is done according to however the Spirit leads. That is what it is ALL about!

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