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  • Suggest You - Three Fraud Traps for Small Businesses

    Clarity At The Core
    Does your organization have a clear purpose? Do the people you serve see you as important to their business or to their lives? Does every customer and every employee clearly understand your purpose? The purpose of an organization is clarified in the mission, vision, and operating principles. I call this grouping the core message of an organization. If this core message isn't clarified and deeply embedded, then i
    may target small business owners, because they believe they are more vulnerable. If you are asked to pay an up-front processing fee, be sure that it is a legitimate lender. Also be cautious if you receive a letter or phone call telling you that you are pre-approved to purchase or lease equipment. Do not send any money unless you know that the offer was le
    A Powerful Millionaire Mindset Factor To Help You Succeed!
    There's one thing ALL self-made millionaires understand and live by.It's incredibly important for developing the millionaire mindset and for learning how to become a millionaire.This one concept can flat-out MAKE or BREAK your chances for wealth building or achieving success in anything you desire.I'm talking about discipline versus regret.Multi-millionaire, Jim Rohn, explained it well
    Any business can be the victim of fraud. Large businesses have resources to prevent fraud and resources to recover from the financial loss. A small business, however, may not have the resources to install programs to prevent fraud, and it may not be able to recover from the financial loss. The three most common types of fraud can cause big problems for small business owners.

    Check and credit card schemes

    The illegal use of checks and credit cards is becoming more sophisticated because of technology, and businesses must always be on the lookout for this type of fraud. To avoid check fraud, be sure that any check you accept has at least one perforated edge, a background design, and a bank logo, name, and address. Checks that have been photocopied usually look faded or the print is not crisp.

    MasterCard and Visa cards have three numbers on the signature blank on the back that are italicized (card verification value). Ask for the three digit number to deter thieves who have stolen credit card numbers, but do not have the actual card. Also, Visa account numbers begin with a 4 and contain 13-16 digits. MasterCard accounts begin with a 5 and contain 16 digits. American Express account numbers begin with either 34 or 37. Always ask for a picture ID from anyone writing a check or using a credit card.

    Illegal Loan Offers

    Individuals illegally posing as lenders may target small business owners, because they believe they are more vulnerable. If you are asked to pay an up-front processing fee, be sure that it is a legitimate lender. Also be cautious if you receive a letter or phone call telling you that you are pre-approved to purchase or lease equipment. Do not send any money unless you know that the offer was leg

    Telemarketing - Pay Plans
    As much as the public may dislike telemarketers, telemarketers don't have the easiest job in the world. Certainly it is the most thankless. Aside from the constant abuse they get from customers, they have some of the worst pay plans in the civilized world. We're going to take a peek at some of the ways that telemarketers get paid.The most common form of telemarketing pay plan is where the telemarketer s
    all business owners.

    Check and credit card schemes

    The illegal use of checks and credit cards is becoming more sophisticated because of technology, and businesses must always be on the lookout for this type of fraud. To avoid check fraud, be sure that any check you accept has at least one perforated edge, a background design, and a bank logo, name, and address. Checks that have been photocopied usually look faded or the print is not crisp.

    MasterCard and Visa cards have three numbers on the signature blank on the back that are italicized (card verification value). Ask for the three digit number to deter thieves who have stolen credit card numbers, but do not have the actual card. Also, Visa account numbers begin with a 4 and contain 13-16 digits. MasterCard accounts begin with a 5 and contain 16 digits. American Express account numbers begin with either 34 or 37. Always ask for a picture ID from anyone writing a check or using a credit card.

    Illegal Loan Offers

    Individuals illegally posing as lenders may target small business owners, because they believe they are more vulnerable. If you are asked to pay an up-front processing fee, be sure that it is a legitimate lender. Also be cautious if you receive a letter or phone call telling you that you are pre-approved to purchase or lease equipment. Do not send any money unless you know that the offer was le

    Tipical Mistakes in Marketing
    To prevent the risks of a promotion campaign for our products or services, I'm talking about email campaigns, it is recommended to study some of the most common mistakes that can be made in this situation:1. The desire of immediate successLaunching a promotion campaign through email can be compared the situation in which we want to reach the top of a hill with our car, starting from the base. It is
    bank logo, name, and address. Checks that have been photocopied usually look faded or the print is not crisp.

    MasterCard and Visa cards have three numbers on the signature blank on the back that are italicized (card verification value). Ask for the three digit number to deter thieves who have stolen credit card numbers, but do not have the actual card. Also, Visa account numbers begin with a 4 and contain 13-16 digits. MasterCard accounts begin with a 5 and contain 16 digits. American Express account numbers begin with either 34 or 37. Always ask for a picture ID from anyone writing a check or using a credit card.

    Illegal Loan Offers

    Individuals illegally posing as lenders may target small business owners, because they believe they are more vulnerable. If you are asked to pay an up-front processing fee, be sure that it is a legitimate lender. Also be cautious if you receive a letter or phone call telling you that you are pre-approved to purchase or lease equipment. Do not send any money unless you know that the offer was le

    Clients... and 38 ways to communicate with them
    As Alan Weiss (guru to the savvy consultant) says: "It is actually difficult to contact clients too much. It is easy to fail to contact them frequently enough. If there is anyone anywhere who has ever sent you a check for your services and with whom you haven't communicated in the past 6 months, then you will never reach your growth potential. The secret is simple: Establish an ong
    d. Also, Visa account numbers begin with a 4 and contain 13-16 digits. MasterCard accounts begin with a 5 and contain 16 digits. American Express account numbers begin with either 34 or 37. Always ask for a picture ID from anyone writing a check or using a credit card.

    Illegal Loan Offers

    Individuals illegally posing as lenders may target small business owners, because they believe they are more vulnerable. If you are asked to pay an up-front processing fee, be sure that it is a legitimate lender. Also be cautious if you receive a letter or phone call telling you that you are pre-approved to purchase or lease equipment. Do not send any money unless you know that the offer was le

    Passing the After-Sales Test
    Some time ago a major UK food retailer decided to branch out into non-foods. Well, they all do it now, but in those days it was unheard of. Alongside the fruit and vegetables, meat and tinned foods they sold refrigerators that they had purchased at very low cost from an eastern European company (these were the days when East and West Europe rarely traded with each other). These fridges were very cheap
    may target small business owners, because they believe they are more vulnerable. If you are asked to pay an up-front processing fee, be sure that it is a legitimate lender. Also be cautious if you receive a letter or phone call telling you that you are pre-approved to purchase or lease equipment. Do not send any money unless you know that the offer was legitimately made by a reputable company.

    Any legitimate lender will check your credit or review your business plan before they loan you money or lease equipment to you. You should be suspicious of phone calls, emails, or letters that unconditionally pre-approve you for anything. Never send money unless you know that you are dealing with a legitimate firm. Also, it is always a good idea to check with the Better Business Bureau or the state attorney general's office to see if any complaints have been filed against the company.

    Web Site Credit Card Fraud

    Your customers must feel secure when they conduct transactions on your website. There are certain steps you can take to protect your customers. As with other credit card transactions, ask for the three-digit number located on the back of the card. Ask customers for their billing address or ZIP code and be sure the information matches. If you have the customer’s phone number, you can call to confirm the order.

    There are fraud-prevention services that you can hire and fraud detection services that you can buy. There is a service called Payer Authentication that matches and verifies the credit card information. There are solutions that are scalable and can be integrated with your current processing methods. Most importantly, trust your intuition. If something does not feel right, there is probably something wrong.

    Jo A

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