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Suggest You - How To Avoid Getting Scammed
As you may already have ascertained, it is our view that current, conventional advertising has been beset with problems from the very beginnings. Probably the principal problem advertising has is …accountability. Or rather the lack of it!As we have said before, the real differences that exist between competing products is frequently perceived as no longer significant.The result is that it is not self evident just what an advertiser has to sell that is so different and worthy of consideration.Therefore, if no significant point of difference is apparent, why is that product more deserving of the customer’s money than any other?It was partially because of this that we have seen a dramatic rise in the acceptance of own-label products and now services, in this country as elsewhere.Tesco, Sainsbury, Asda and so on, all developed their own-label offerings and the manufacturers, along with their agencies
10. Employment Scams:
Employment scammers take advantage of job seekers. They claim to offer employment services, inside information or inside contacts to jobs. After paying a fee, victims learn they only provide advice, help writing a resume--or less. Some fraudulent employment services simply sell lists of companies that they have gotten from public directories. They usually have not contacted those companies directly or know if there really are any job openings.
11. Multi-level Marketing (MLM) or Network Marketing Scams:
I know I'm going to ruffle a few feathers with this one, so let me just say right now that all MLM or network marketing companies are not scams. Obviously, there are some good, reputable companies out there. However, there are so many bad ones that I'm compelled to include the entire industry on this list. Before getting involved with any MLM or network marketing company, investigate, investigate and then investigate some more. Don't get caught up in the hype. And here's a fact no MLM or network marketing compan
Did you hear the one about the hiring executive who asked a candidate, “Do you think you can handle a variety of work?""I ought to be able to," she said. “I've had ten different jobs in six months."“Even the most elaborate hiring methodologies eventually boil down to one of the dreaded rituals of business life: the job interview. For most people, the only thing more painful than being interviewed is actually conducting the interview. Most executive interviewers come to the task unequipped, unprepared, and unenthusiastic,” writes Peter Carbonara, in Fast Company magazine.To make smart hiring decisions, you have to know what to look for.Regardless of how strong a candidate’s professional background or track record is, hiring decisions can be largely influenced on how well he or she comes across during the interview process. Whether you’re discussing a manager, director, vice president, or
1. Nigerian Letter Scam:
This one's been around for many years but continues to flourish. Many of these e-mails claim to be from a person in Africa, usually Nigeria. The writer claims to have access to millions of dollars, either from a relative or from knowledge of an idle account. A percentage of this money is promised to the victim if they will allow the money to be processed through their personal bank account. The victim is instructed to keep their share and send the remaining money to the scammer.
The check given to the victims is fraudulent. The victim is then liable to the bank for the check they wrote to the scammer.
Here's what will happen when you give strangers your bank account information: They will take your money. Period.
2. Phishing Scams:
"Phishing" is a high-tech scam that uses spam or pop-up messages to deceive you into disclosing your credit card numbers, bank account information, Social Security number, passwords, or other sensitive information.
Phishers send an e-mail or pop-up message that claims to be from a business or organization that you deal with--for example, your Internet service provider (ISP), bank, online payment service, or even a government agency. The message usually says that you need to "update" or "validate" your account information.
Recent phishing victims include Yahoo, Citibank, eBay, Best Buy and Bank of America among others.
If you get spam that is phishing for information, forward it to spam@uce.gov.
3. Chain Letters:
In this classic scam, you're asked to send a small amount of money (usually $5.00) to each of several names on a list, and then forward the letter including your name at the top of the list, via bulk e-mail. Many of these letters claim to be legal. They even include a section of the U.S. Postal Code on illegal schemes. Don't be fooled. They are not legal. And if you participate, not only will you be breaking the law, you'll lose your money as well.
4. Work-At-Home And Business Opportunity Scams:
These scams tempt victims with ads stating "no experience necessary," promise high earnings and claim to have inside information. The scammers usually require victims to pay anywhere from $35 to several hundred dollars or more for information, kits or materials that do not provide the promised results.
Frequently, these schemes involve making handicrafts, stuffing envelopes, medical billing, or state, "Use your home PC to make money fast in your spare time!"
In the craft making or envelope stuffing scam, after paying fees and completing the assembly of the products, victims are told their work is low quality and unworthy of compensation.
Medical billing scams require victims to purchase supplies and lists of doctors who, inevitably don't exist or are not interested in the service.
5. Bulk E-mail Scams:
These solicitations offer to sell you bulk e-mail addresses (spam software) or services to send spam on your behalf. Example: "Reach 100 million websites, $39.95"! The software is usually of poor quality. It's spam and a scam. Don't do it.
6. Auction and retail scams:
These schemes typically offer high-value items, such as Cartier watches, Beanie Babies and computers, in hopes of attracting many consumers. What happens is the victim wins the bid, sends the money and receives nothing or receives products of much lower quality than advertised.
7. Guaranteed Loans or Credit Scams:
This scam comes in a variety of flavors: home equity loans that don't require equity in your home, personal loans regardless of credit history, etc. After you pay the application fees, you receive a letter saying that your loan request was denied. Usually, you never here from these companies again.
8. Credit Repair Scams:
These scams promise to erase accurate, negative information from your credit file so that you can qualify for loans, mortgages, unsecured credit cards, etc. It doesn't work. Not only that. If you follow their advice and lie on loan or credit applications, misrepresent your social security number, or get an Employer Identification Number from the Internal Revenue Service under false pretenses, you will be committing fraud and violating federal laws. Another variation of this scam is the promise of a brand new credit file. Don't do it.
9. Vacation, Sweepstakes And Prize Award Scams:
In these scams you receive notification congratulating you because you've won a fabulous vacation, a car or some other prize award. All you have to do to collect your prize is pay a small fee (usually several hundred dollars). In return, what you end up getting is a toy car, (I kid you not) or a vacation certificate to the Bahamas or some other exotic vacation spot. It's really a lousy deal. You have to pay for your own airfare, and the accommodations that they arrange are usually in rundown hotels. Let the buyer beware!
10. Employment Scams:
Employment scammers take advantage of job seekers. They claim to offer employment services, inside information or inside contacts to jobs. After paying a fee, victims learn they only provide advice, help writing a resume--or less. Some fraudulent employment services simply sell lists of companies that they have gotten from public directories. They usually have not contacted those companies directly or know if there really are any job openings.
11. Multi-level Marketing (MLM) or Network Marketing Scams:
I know I'm going to ruffle a few feathers with this one, so let me just say right now that all MLM or network marketing companies are not scams. Obviously, there are some good, reputable companies out there. However, there are so many bad ones that I'm compelled to include the entire industry on this list. Before getting involved with any MLM or network marketing company, investigate, investigate and then investigate some more. Don't get caught up in the hype. And here's a fact no MLM or network marketing company
Owning a franchise is a wonderful business opportunity that more and more individuals are taking advantage of each and every day. And, with all businesses there are certain times of the year that are more profitable than others. For the following 10 franchises the holiday season is one of the most profitable times of the year. Of course, more work is required to match the demand during the holiday season but the owners of the following franchises don't mind because they will surely be in the black throughout the holidays.The UPS StoreDuring the holiday season almost everyone buys gifts and greeting cards for their friends and loved ones. However, there are many individuals whose family and friends live in other parts of the country or even the world. For these individuals The UPS Store comes in very handy because it allows them to ship their gifts easily and with the UPS guarantee. There are other shipping meth
Recent phishing victims include Yahoo, Citibank, eBay, Best Buy and Bank of America among others.
If you get spam that is phishing for information, forward it to spam@uce.gov.
3. Chain Letters:
In this classic scam, you're asked to send a small amount of money (usually $5.00) to each of several names on a list, and then forward the letter including your name at the top of the list, via bulk e-mail. Many of these letters claim to be legal. They even include a section of the U.S. Postal Code on illegal schemes. Don't be fooled. They are not legal. And if you participate, not only will you be breaking the law, you'll lose your money as well.
4. Work-At-Home And Business Opportunity Scams:
These scams tempt victims with ads stating "no experience necessary," promise high earnings and claim to have inside information. The scammers usually require victims to pay anywhere from $35 to several hundred dollars or more for information, kits or materials that do not provide the promised results.
Frequently, these schemes involve making handicrafts, stuffing envelopes, medical billing, or state, "Use your home PC to make money fast in your spare time!"
In the craft making or envelope stuffing scam, after paying fees and completing the assembly of the products, victims are told their work is low quality and unworthy of compensation.
Medical billing scams require victims to purchase supplies and lists of doctors who, inevitably don't exist or are not interested in the service.
5. Bulk E-mail Scams:
These solicitations offer to sell you bulk e-mail addresses (spam software) or services to send spam on your behalf. Example: "Reach 100 million websites, $39.95"! The software is usually of poor quality. It's spam and a scam. Don't do it.
6. Auction and retail scams:
These schemes typically offer high-value items, such as Cartier watches, Beanie Babies and computers, in hopes of attracting many consumers. What happens is the victim wins the bid, sends the money and receives nothing or receives products of much lower quality than advertised.
7. Guaranteed Loans or Credit Scams:
This scam comes in a variety of flavors: home equity loans that don't require equity in your home, personal loans regardless of credit history, etc. After you pay the application fees, you receive a letter saying that your loan request was denied. Usually, you never here from these companies again.
8. Credit Repair Scams:
These scams promise to erase accurate, negative information from your credit file so that you can qualify for loans, mortgages, unsecured credit cards, etc. It doesn't work. Not only that. If you follow their advice and lie on loan or credit applications, misrepresent your social security number, or get an Employer Identification Number from the Internal Revenue Service under false pretenses, you will be committing fraud and violating federal laws. Another variation of this scam is the promise of a brand new credit file. Don't do it.
9. Vacation, Sweepstakes And Prize Award Scams:
In these scams you receive notification congratulating you because you've won a fabulous vacation, a car or some other prize award. All you have to do to collect your prize is pay a small fee (usually several hundred dollars). In return, what you end up getting is a toy car, (I kid you not) or a vacation certificate to the Bahamas or some other exotic vacation spot. It's really a lousy deal. You have to pay for your own airfare, and the accommodations that they arrange are usually in rundown hotels. Let the buyer beware!
10. Employment Scams:
Employment scammers take advantage of job seekers. They claim to offer employment services, inside information or inside contacts to jobs. After paying a fee, victims learn they only provide advice, help writing a resume--or less. Some fraudulent employment services simply sell lists of companies that they have gotten from public directories. They usually have not contacted those companies directly or know if there really are any job openings.
11. Multi-level Marketing (MLM) or Network Marketing Scams:
I know I'm going to ruffle a few feathers with this one, so let me just say right now that all MLM or network marketing companies are not scams. Obviously, there are some good, reputable companies out there. However, there are so many bad ones that I'm compelled to include the entire industry on this list. Before getting involved with any MLM or network marketing company, investigate, investigate and then investigate some more. Don't get caught up in the hype. And here's a fact no MLM or network marketing compan
The internet has revolutionized the world just like how the industrial age changed the way people work and co-exist. The world has become a much smaller place where anyone from anywhere around the world that has access to the internet can communicate with each other, anytime.So how does this affect the way we make money? The difference is like riding a bicycle to work and taking a cab there. Business can now have a global audience compared to how far word of mouth can take you. So let’s compare the differences.-Creating a network offline-Like I mentioned earlier, offline business is how far word of mouth can take you. That can mean through your personal network or through advertising (TV, radio, mass media). But let’s assume you’re a person who doesn’t want to invest so much in advertising through the mass media (it’s quite costly anyway) and want to create your own personal network. And let’s also assume that
In the craft making or envelope stuffing scam, after paying fees and completing the assembly of the products, victims are told their work is low quality and unworthy of compensation.
Medical billing scams require victims to purchase supplies and lists of doctors who, inevitably don't exist or are not interested in the service.
5. Bulk E-mail Scams:
These solicitations offer to sell you bulk e-mail addresses (spam software) or services to send spam on your behalf. Example: "Reach 100 million websites, $39.95"! The software is usually of poor quality. It's spam and a scam. Don't do it.
6. Auction and retail scams:
These schemes typically offer high-value items, such as Cartier watches, Beanie Babies and computers, in hopes of attracting many consumers. What happens is the victim wins the bid, sends the money and receives nothing or receives products of much lower quality than advertised.
7. Guaranteed Loans or Credit Scams:
This scam comes in a variety of flavors: home equity loans that don't require equity in your home, personal loans regardless of credit history, etc. After you pay the application fees, you receive a letter saying that your loan request was denied. Usually, you never here from these companies again.
8. Credit Repair Scams:
These scams promise to erase accurate, negative information from your credit file so that you can qualify for loans, mortgages, unsecured credit cards, etc. It doesn't work. Not only that. If you follow their advice and lie on loan or credit applications, misrepresent your social security number, or get an Employer Identification Number from the Internal Revenue Service under false pretenses, you will be committing fraud and violating federal laws. Another variation of this scam is the promise of a brand new credit file. Don't do it.
9. Vacation, Sweepstakes And Prize Award Scams:
In these scams you receive notification congratulating you because you've won a fabulous vacation, a car or some other prize award. All you have to do to collect your prize is pay a small fee (usually several hundred dollars). In return, what you end up getting is a toy car, (I kid you not) or a vacation certificate to the Bahamas or some other exotic vacation spot. It's really a lousy deal. You have to pay for your own airfare, and the accommodations that they arrange are usually in rundown hotels. Let the buyer beware!
10. Employment Scams:
Employment scammers take advantage of job seekers. They claim to offer employment services, inside information or inside contacts to jobs. After paying a fee, victims learn they only provide advice, help writing a resume--or less. Some fraudulent employment services simply sell lists of companies that they have gotten from public directories. They usually have not contacted those companies directly or know if there really are any job openings.
11. Multi-level Marketing (MLM) or Network Marketing Scams:
I know I'm going to ruffle a few feathers with this one, so let me just say right now that all MLM or network marketing companies are not scams. Obviously, there are some good, reputable companies out there. However, there are so many bad ones that I'm compelled to include the entire industry on this list. Before getting involved with any MLM or network marketing company, investigate, investigate and then investigate some more. Don't get caught up in the hype. And here's a fact no MLM or network marketing compan
Surveys have shown that speaking before an audience is one of the most common fears among people from all walks of life. In talking to many individuals over the years who harbor this fear, I’ve often heard them say, “I’m just not a good speaker.” Those words imply that they believe the ability to speak in front of an audience is determined at birth.As with just about any skill, to a great extent that’s true. Natural ability is always helpful. But natural ability is not what carries the day.One of the best speakers I’ve heard in a long time is Michael Cloud, who is also a first-class speechwriter. A couple of weeks after I heard him speak, Michael sent me an excellent article he wrote titled “The 7 Deadly Public Speaking Sins ... and How to Avoid Them.”I don’t have room to review all seven sins here, but I can tell you that the first deadly sin he lists is the failure to practice properly. He
8. Credit Repair Scams:
These scams promise to erase accurate, negative information from your credit file so that you can qualify for loans, mortgages, unsecured credit cards, etc. It doesn't work. Not only that. If you follow their advice and lie on loan or credit applications, misrepresent your social security number, or get an Employer Identification Number from the Internal Revenue Service under false pretenses, you will be committing fraud and violating federal laws. Another variation of this scam is the promise of a brand new credit file. Don't do it.
9. Vacation, Sweepstakes And Prize Award Scams:
In these scams you receive notification congratulating you because you've won a fabulous vacation, a car or some other prize award. All you have to do to collect your prize is pay a small fee (usually several hundred dollars). In return, what you end up getting is a toy car, (I kid you not) or a vacation certificate to the Bahamas or some other exotic vacation spot. It's really a lousy deal. You have to pay for your own airfare, and the accommodations that they arrange are usually in rundown hotels. Let the buyer beware!
10. Employment Scams:
Employment scammers take advantage of job seekers. They claim to offer employment services, inside information or inside contacts to jobs. After paying a fee, victims learn they only provide advice, help writing a resume--or less. Some fraudulent employment services simply sell lists of companies that they have gotten from public directories. They usually have not contacted those companies directly or know if there really are any job openings.
11. Multi-level Marketing (MLM) or Network Marketing Scams:
I know I'm going to ruffle a few feathers with this one, so let me just say right now that all MLM or network marketing companies are not scams. Obviously, there are some good, reputable companies out there. However, there are so many bad ones that I'm compelled to include the entire industry on this list. Before getting involved with any MLM or network marketing company, investigate, investigate and then investigate some more. Don't get caught up in the hype. And here's a fact no MLM or network marketing compan
Point of sale (POS) is just another name for the cash counters where you pay for your purchases. This could be a supermarket or a highway establishment or any other physical location where money is exchanged across the counter for consumer goods. But gone are the days when one used gingers and mental arithmetic for cash transactions. POS technology has revolutionized consumerism around the world. Electronic calculation, automatic billing, credit card processing, and an accurate record of all day-to-day activities are all just a click away if you have POS systems at your outlet. POS are designed to streamline sales processes and increase efficiency at the point of sale. The error margin in accounts and staff management is considerably less compared to manual POS management, as information is stored and accessed electronically.POS technology was first developed as barcode readers and electronic cash registers for the Universa
10. Employment Scams:
Employment scammers take advantage of job seekers. They claim to offer employment services, inside information or inside contacts to jobs. After paying a fee, victims learn they only provide advice, help writing a resume--or less. Some fraudulent employment services simply sell lists of companies that they have gotten from public directories. They usually have not contacted those companies directly or know if there really are any job openings.
11. Multi-level Marketing (MLM) or Network Marketing Scams:
I know I'm going to ruffle a few feathers with this one, so let me just say right now that all MLM or network marketing companies are not scams. Obviously, there are some good, reputable companies out there. However, there are so many bad ones that I'm compelled to include the entire industry on this list. Before getting involved with any MLM or network marketing company, investigate, investigate and then investigate some more. Don't get caught up in the hype. And here's a fact no MLM or network marketing company will ever tell you--not even the legitimate ones: Unless you have outstanding sales ability and/or people skills, it is extremely difficult to make any money in MLM or network marketing.
Here are some other things you should watch out for: Make sure the website you’re visiting contains all three of the following:
- A real persons name (not just a company or business name)
- A telephone number
- A street address (not just a P.O. Box)
If all three of the above are not present, walk away from the offer.
Before purchasing anything, you should always check first to see if the company has had any complaints lodged against it. The following websites publish complaints and/or scams:
If you do get scammed, report it to the aforementioned websites immediately. You probably won’t be able to recover your money. Few people ever do. But at least by reporting the crime and making it public record, you make it harder for that company to scam anyone else.
In closing, always carefully investigate any business opportunity, and remember: If it sounds too good to be true, it probably is!
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