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  • Suggest You - How Credit Counseling During Personal Bankruptcy is Different in Canada and the United States

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    Credit counseling became part of the bankruptcy process in the United States with the passage of the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005. As a result of this legislation, your Chapter 7 or Chapter 13 bankruptcy case will be dismissed if you cannot prove that you completed a credit coun
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    ion and Consumer Protection Act of 2005. As a result of this legislation, your Chapter 7 or Chapter 13 bankruptcy case will be dismissed if you cannot prove that you completed a credit cou
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    be dismissed if you cannot prove that you completed a credit counseling session, with an approved credit counselor, within the preceding 180 days.

    In other words, in the United States, your bankruptcy will not start until you can prove that you have completed credit counseling.

    This is in direc

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