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    Here are 5 simple tips that can help:

    1. Get personal -- It's always best t

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    New bankruptcy laws require bankruptcy filers to seek credit counseling. But many consumer advocates say: BEWARE! While some consumer credit counselors provide a legitimate service, many are scammers, charging high fees for services you could provide for yourself.

    It's important to choose your credit counselor carefully. Here are 5 simple tips that can help:

    1. Get personal -- It's always best t

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    consumer advocates say: BEWARE! While some consumer credit counselors provide a legitimate service, many are scammers, charging high fees for services you could provide for yourself.

    It's important to choose your credit counselor carefully. Here are 5 simple tips that can help:

    1. Get personal -- It's always best t

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    gitimate service, many are scammers, charging high fees for services you could provide for yourself.

    It's important to choose your credit counselor carefully. Here are 5 simple tips that can help:

    1. Get personal -- It's always best t

    In Network Marketing, You Succeed By Helping Others Succeed
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    It's important to choose your credit counselor carefully. Here are 5 simple tips that can help:

    1. Get personal -- It's always best t

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    Here are 5 simple tips that can help:

    1. Get personal -- It's always best to choose someone who can give you in-person counseling, rather than advice over email or the telephone. You can often find good credit counseling help at your local banks, colleges, credit unions, military bases, housing authorities, and branches of the U.S. Cooperative Extension Service.

    2. Watch out for high fees -- B

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